CFPB Consumer Complaint Profile

Camino Financial Inc.

What 41 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

41
Total complaints
16
Last 12 months
78%
Timely response
17
States affected

The verdict

Camino Financial Inc. ranks #2020 of 3,848 financial companies by CFPB complaint volume, with 41 complaints on record. It answers 78% of complaints on time — below the 93% median for companies with 100+ complaints.

#2020
of 3,848 companies by volume
78%
answered on time
Credit reporting or …
most-complained product
17
states with complaints
Camino Financial Inc. timely response rate 78.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting or other personal consumer reports — Credit reporting 14
Debt collection — Other debt 6
Debt collection — I do not know 4
Payday loan, title loan, personal loan, or advance loan — Installment loan 4
Payday loan, title loan, personal loan, or advance loan — Personal line of credit 3
Payday loan, title loan, or personal loan — Installment loan 2
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 2
Payday loan, title loan, or personal loan — Payday loan 1
Payday loan, title loan, or personal loan — Personal line of credit 1
Mortgage — Conventional home mortgage 1

Top Issues

1.Problem with a company's investigation into an existing problem 7
2.Incorrect information on your report 6
3.Improper use of your report 6
4.Attempts to collect debt not owed 5
5.Took or threatened to take negative or legal action 2
6.Problem when making payments 2
7.Getting a line of credit 2
8.Charged fees or interest you didn't expect 2
9.Written notification about debt 2
10.Money was taken from your bank account on the wrong day or for the wrong amount 1

Complaints by Year

Year Complaints
2022 6
2023 6
2024 11
2025 10
2026 8

Complaints by State (Top 15)

Florida 8
Texas 7
Virginia 3
Washington 3
Minnesota 3
New York 3
South Carolina 3
California 2
Pennsylvania 1
Tennessee 1
Maryland 1
South Dakota 1
Illinois 1
Georgia 1
Colorado 1

Company Responses

Closed with explanation 41

What the CFPB Complaint Record Shows for Camino Financial Inc.

The CFPB Consumer Complaint Database has logged 41 complaints against Camino Financial Inc. overall, with 16 of those filed in the trailing 12 months. Reports have come from consumers in 17 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Problem with a company's investigation into an existing problem" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Camino Financial Inc.'s timely response rate stands at 78%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Camino Financial Inc. have?

Camino Financial Inc. has 41 total consumer complaints filed with the CFPB, with 16 filed in the last 12 months.

Does Camino Financial Inc. respond to complaints on time?

Camino Financial Inc. has a 78% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Camino Financial Inc.?

The most complained-about product for Camino Financial Inc. is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Camino Financial Inc.?

The most common issue reported by consumers about Camino Financial Inc. is "Problem with a company's investigation into an existing problem." All complaint issues are listed above with their counts.

How do I file a complaint against Camino Financial Inc.?

You can file a complaint against Camino Financial Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Camino Financial Inc.?

Consumers in 17 states and territories have filed complaints about Camino Financial Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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