CFPB Consumer Complaint Profile

Capital Management Services, LP

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

708
Total complaints
Above average
125
Last 12 months
98.7%
Timely response
Above median
49
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

By CFPB complaint volume, Capital Management Services, LP is #413 out of 3,843 financial companies. For answering complaints on time it stands at the 56th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
56/100
Capital Management Services, LP · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.7%
Share of complaints answered within the CFPB response window
Dispute Rate C 13.8%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.6%
Share of complaints closed with monetary or non-monetary relief

Capital Management Services, LP vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.7% Higher than most higher than 56% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 67 in 2024 to 116 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - Credit card debt 221
Debt collection - I do not know 188
Debt collection - Credit card 97
Credit reporting or other personal consumer reports - Credit reporting 42
Debt collection - Other (i.e. phone, health club, etc.) 35
Debt collection - Other debt 28
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 12
Debt collection - Private student loan debt 10
Student loan - Non-federal student loan 10
Debt collection - Non-federal student loan 9

Top Issues

1.Attempts to collect debt not owed 173
2.Communication tactics 107
3.Cont'd attempts collect debt not owed 91
4.Written notification about debt 81
5.False statements or representation 58
6.Improper contact or sharing of info 33
7.Disclosure verification of debt 31
8.Incorrect information on your report 26
9.Took or threatened to take negative or legal action 17
10.Improper use of your report 16

Complaints by Year

Year Complaints
2013 22
2014 58
2015 72
2016 70
2017 50
2018 40
2019 35
2020 35
2021 34
2022 37
2023 36
2024 67
2025 116
2026year in progress 36

Complaints by State (Top 15)

California 100
Florida 91
New York 63
Texas 43
Georgia 35
New Jersey 34
Pennsylvania 25
Illinois 24
Ohio 21
Maryland 20
North Carolina 19
Virginia 18
Washington 18
Nevada 17
Michigan 13

Company Responses

Closed with explanation 627
Closed 76
Closed with non-monetary relief 4
In progress 1

What the CFPB Complaint Record Shows for Capital Management Services, LP

The CFPB Consumer Complaint Database shows a nationwide complaint footprint for Capital Management Services, LP, with consumers across the country filing against it. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Capital Management Services, LP: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (13.8% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Capital Management Services, LP have?

Capital Management Services, LP has 708 total consumer complaints filed with the CFPB, with 125 filed in the last 12 months.

Does Capital Management Services, LP respond to complaints on time?

Capital Management Services, LP's CFPB timely-response rate is 98.7%. That is a strong response record by CFPB standards.

What product generates the most complaints for Capital Management Services, LP?

"Debt collection" draws more CFPB complaints against Capital Management Services, LP than any other product - see the full breakdown above.

What is the most common complaint issue with Capital Management Services, LP?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Capital Management Services, LP; the full issue list with counts is above.

How do I file a complaint against Capital Management Services, LP?

You can file a complaint against Capital Management Services, LP directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Capital Management Services, LP?

Consumers in 49 states and territories have filed complaints about Capital Management Services, LP with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Capital Management Services, LP's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.