CFPB Consumer Complaint Profile

CB1, Inc.

The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

97
Total complaints
Mid-range
11
Last 12 months
96.9%
Timely response
Below median
24
States affected

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The verdict

By CFPB complaint volume, CB1, Inc. is #1343 out of 3,843 financial companies. For answering complaints on time it stands at the 39th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
MT
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
46/100
CB1, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 96.9%
Share of complaints answered within the CFPB response window
Dispute Rate F 27.8%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.1%
Share of complaints closed with monetary or non-monetary relief

CB1, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.9% Around the middle higher than 39% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Medical debt 45
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 14
Debt collection - I do not know 10
Debt collection - Medical 8
Debt collection - Other (i.e. phone, health club, etc.) 6
Debt collection - Other debt 5
Debt collection - Credit card debt 4
Debt collection - Non-federal student loan 1
Debt collection - Rental debt 1
Credit reporting 1

Top Issues

1.Written notification about debt 25
2.Attempts to collect debt not owed 18
3.Cont'd attempts collect debt not owed 12
4.Incorrect information on your report 8
5.Took or threatened to take negative or legal action 7
6.False statements or representation 7
7.Problem with a credit reporting company's investigation into an existing problem 6
8.Communication tactics 5
9.Threatened to contact someone or share information improperly 3
10.Taking/threatening an illegal action 2

Complaints by Year

Year Complaints
2013 1
2014 6
2015 1
2016 6
2017 10
2018 8
2019 7
2020 16
2021 9
2022 10
2023 7
2024 5
2025 7
2026year in progress 4

Complaints by State (Top 15)

Montana 67
New York 3
Colorado 2
Florida 2
Oregon 2
Washington 2
Oklahoma 2
New Mexico 1
California 1
Louisiana 1
Utah 1
Alabama 1
Connecticut 1
Wisconsin 1
Texas 1

Company Responses

Closed with explanation 95
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for CB1, Inc.

CB1, Inc. draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Written notification about debt" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for CB1, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does CB1, Inc. have?

CB1, Inc. has 97 total consumer complaints filed with the CFPB, with 11 filed in the last 12 months.

Does CB1, Inc. respond to complaints on time?

CFPB complaints against CB1, Inc. draw a 96.9% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for CB1, Inc.?

"Debt collection" draws more CFPB complaints against CB1, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with CB1, Inc.?

The most common issue reported by consumers about CB1, Inc. is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against CB1, Inc.?

You can file a complaint against CB1, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CB1, Inc.?

The CFPB has recorded complaints against CB1, Inc. from 24 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

CB1, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.