CFPB Consumer Complaint Profile

Cashcall, Inc.

What 1,240 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

1,240
Total complaints
13
Last 12 months
99.3%
Timely response
51
States affected

The verdict

Cashcall, Inc. ranks #293 of 3,848 financial companies by CFPB complaint volume, with 1,240 complaints on record. It answers 99.3% of complaints on time — above the 93% median for companies with 100+ complaints.

#293
of 3,848 companies by volume
99.3%
answered on time
Consumer Loan
most-complained product
51
states with complaints
Cashcall, Inc. timely response rate 99.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Consumer Loan — Installment loan 294
Payday loan 278
Debt collection — Payday loan 237
Debt collection — Other (i.e. phone, health club, etc.) 104
Debt collection — I do not know 55
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 47
Payday loan, title loan, or personal loan — Installment loan 38
Debt collection — Payday loan debt 37
Mortgage — Conventional fixed mortgage 27
Consumer Loan — Personal line of credit 22

Top Issues

1.Charged fees or interest I didn't expect 206
2.Managing the loan or lease 140
3.Communication tactics 134
4.Problems when you are unable to pay 121
5.Cont'd attempts collect debt not owed 73
6.False statements or representation 69
7.Taking/threatening an illegal action 55
8.Incorrect information on your report 44
9.Taking out the loan or lease 39
10.Disclosure verification of debt 34

Complaints by Year

Year Complaints
2012 30
2013 158
2014 465
2015 240
2016 108
2017 78
2018 57
2019 30
2020 21
2021 17
2022 8
2023 3
2024 9
2025 13
2026 3

Complaints by State (Top 15)

California 500
Georgia 49
Ohio 48
New York 44
New Jersey 41
Texas 40
North Carolina 38
Florida 34
Arizona 31
Indiana 29
Virginia 29
Tennessee 28
Pennsylvania 26
Illinois 22
Michigan 20

Company Responses

Closed with explanation 1,239
Closed 1

What the CFPB Complaint Record Shows for Cashcall, Inc.

The CFPB Consumer Complaint Database has logged 1,240 complaints against Cashcall, Inc. overall, with 13 of those filed in the trailing 12 months. Reports have come from consumers in 51 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Consumer Loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Charged fees or interest I didn't expect" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Cashcall, Inc.'s timely response rate stands at 99.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 27.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Cashcall, Inc. have?

Cashcall, Inc. has 1,240 total consumer complaints filed with the CFPB, with 13 filed in the last 12 months.

Does Cashcall, Inc. respond to complaints on time?

Cashcall, Inc. has a 99.3% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Cashcall, Inc.?

The most complained-about product for Cashcall, Inc. is "Consumer Loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Cashcall, Inc.?

The most common issue reported by consumers about Cashcall, Inc. is "Charged fees or interest I didn't expect." All complaint issues are listed above with their counts.

How do I file a complaint against Cashcall, Inc.?

You can file a complaint against Cashcall, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Cashcall, Inc.?

Consumers in 51 states and territories have filed complaints about Cashcall, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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