CFPB Consumer Complaint Profile

Centralized Business Solutions Company

What 39 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

39
Total complaints
1
Last 12 months
94.9%
Timely response
2
States affected

The verdict

Centralized Business Solutions Company ranks #2075 of 3,848 financial companies by CFPB complaint volume, with 39 complaints on record. It answers 94.9% of complaints on time — above the 93% median for companies with 100+ complaints.

#2075
of 3,848 companies by volume
94.9%
answered on time
Debt collection
most-complained product
2
states with complaints
Centralized Business Solutions Company timely response rate 94.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — Medical debt 21
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 7
Debt collection — Credit card debt 5
Debt collection — Medical 2
Debt collection — I do not know 2
Consumer Loan — Installment loan 1
Debt collection — Other debt 1

Top Issues

1.Written notification about debt 10
2.Communication tactics 7
3.Attempts to collect debt not owed 7
4.Incorrect information on your report 5
5.False statements or representation 2
6.Threatened to contact someone or share information improperly 2
7.Disclosure verification of debt 1
8.Problem with a credit reporting company's investigation into an existing problem 1
9.Improper use of your report 1
10.Problems when you are unable to pay 1

Complaints by Year

Year Complaints
2015 2
2016 1
2017 4
2018 7
2019 1
2020 5
2021 8
2022 6
2023 4
2025 1

Complaints by State (Top 15)

Ohio 38
Pennsylvania 1

Company Responses

Closed with explanation 37
Closed 1
Untimely response 1

What the CFPB Complaint Record Shows for Centralized Business Solutions Company

The CFPB Consumer Complaint Database has logged 39 complaints against Centralized Business Solutions Company overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 2 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Written notification about debt" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Centralized Business Solutions Company's timely response rate stands at 94.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 0% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Centralized Business Solutions Company have?

Centralized Business Solutions Company has 39 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Centralized Business Solutions Company respond to complaints on time?

Centralized Business Solutions Company has a 94.9% timely response rate to CFPB complaints.

What product generates the most complaints for Centralized Business Solutions Company?

The most complained-about product for Centralized Business Solutions Company is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Centralized Business Solutions Company?

The most common issue reported by consumers about Centralized Business Solutions Company is "Written notification about debt." All complaint issues are listed above with their counts.

How do I file a complaint against Centralized Business Solutions Company?

You can file a complaint against Centralized Business Solutions Company directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Centralized Business Solutions Company?

Consumers in 2 states and territories have filed complaints about Centralized Business Solutions Company with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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