CFPB Consumer Complaint Profile

Century Debt Solutions Inc.

What 11 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

11
Total complaints
Below average
1
Last 12 months
90.9%
Timely response
Bottom quartile
7
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Century Debt Solutions Inc. sits at #3589, with 11 complaints logged. It posts a 90.9% on-time response rate, the 19th percentile among companies with 100+ complaints.

#3589
of 3,843 companies by volume
90.9%
on time (19th pctile)
Debt collection
most-complained product
7
states with complaints
D
PlainCredit Trust Score
47/100
Century Debt Solutions Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 90.9%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Century Debt Solutions Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

90.9% Among the lowest higher than 19% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Century Debt Solutions Inc. timely response rate 90.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 7
Debt collection - I do not know 3
Debt collection - Other (i.e. phone, health club, etc.) 1

Top Issues

1.False statements or representation 3
2.Attempts to collect debt not owed 3
3.Took or threatened to take negative or legal action 2
4.Written notification about debt 2
5.Communication tactics 1

Complaints by Year

Year Complaints
2017 2
2019 2
2020 1
2021 1
2023 4
2025 1

Complaints by State (Top 15)

California 4
New Jersey 2
New Mexico 1
Virginia 1
Utah 1
Arizona 1
Colorado 1

Company Responses

Closed with explanation 11

What the CFPB Complaint Record Shows for Century Debt Solutions Inc.

Century Debt Solutions Inc. carries 11 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 7 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "False statements or representation," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Century Debt Solutions Inc. draw a 90.9% reply rate inside the Bureau's 15-day window. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Century Debt Solutions Inc. have?

11 complaints have been filed against Century Debt Solutions Inc. with the CFPB overall - 1 of them in the past year.

Does Century Debt Solutions Inc. respond to complaints on time?

Century Debt Solutions Inc.'s CFPB timely-response rate is 90.9%.

What product generates the most complaints for Century Debt Solutions Inc.?

The most complained-about product for Century Debt Solutions Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Century Debt Solutions Inc.?

The most common issue reported by consumers about Century Debt Solutions Inc. is "False statements or representation." All complaint issues are listed above with their counts.

How do I file a complaint against Century Debt Solutions Inc.?

You can file a complaint against Century Debt Solutions Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Century Debt Solutions Inc.?

Consumers in 7 states and territories have filed complaints about Century Debt Solutions Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Century Debt Solutions Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026