CFPB Consumer Complaint Profile

Century Financial Services, Inc.

What 17 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

17
Total complaints
Below average
0
Last 12 months
70.6%
Timely response
Bottom decile
6
States affected

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The verdict

Century Financial Services, Inc. ranks #3073 of 3,843 financial companies by CFPB complaint volume, with 17 complaints on record. It posts a 70.6% on-time response rate, the 6th percentile among companies with 100+ complaints.

#3073
of 3,843 companies by volume
70.6%
on time (6th pctile)
Debt collection
most-complained product
6
states with complaints
F
PlainCredit Trust Score
38/100
Century Financial Services, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 70.6%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Century Financial Services, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

70.6% Among the lowest higher than 6% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Century Financial Services, Inc. timely response rate 70.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 10
Debt collection - I do not know 5
Debt collection - Medical 2

Top Issues

1.Attempts to collect debt not owed 9
2.Cont'd attempts collect debt not owed 2
3.Written notification about debt 2
4.False statements or representation 1
5.Improper contact or sharing of info 1
6.Communication tactics 1
7.Disclosure verification of debt 1

Complaints by Year

Year Complaints
2015 2
2016 3
2017 2
2018 1
2019 2
2020 3
2021 4

Complaints by State (Top 15)

Connecticut 11
New York 2
Texas 1
Florida 1
Rhode Island 1
New Jersey 1

Company Responses

Closed with explanation 17

What the CFPB Complaint Record Shows for Century Financial Services, Inc.

Century Financial Services, Inc. carries 17 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 6 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Century Financial Services, Inc.'s timely response rate stands at 70.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Century Financial Services, Inc. have?

The CFPB has logged 17 complaints against Century Financial Services, Inc. to date, of which 0 came in over the last 12 months.

Does Century Financial Services, Inc. respond to complaints on time?

Century Financial Services, Inc.'s CFPB timely-response rate is 70.6%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Century Financial Services, Inc.?

The most complained-about product for Century Financial Services, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Century Financial Services, Inc.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Century Financial Services, Inc. - see all issues and counts above.

How do I file a complaint against Century Financial Services, Inc.?

You can file a complaint against Century Financial Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Century Financial Services, Inc.?

Consumers in 6 states and territories have filed complaints about Century Financial Services, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Century Financial Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026