CFPB Consumer Complaint Profile

CICA Collection Agency, Inc.

Consumers have filed 14 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

14
Total complaints
Below average
3
Last 12 months
71.4%
Timely response
Bottom decile
6
States affected

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The verdict

14 CFPB complaints put CICA Collection Agency, Inc. at #3314 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 71.4%, the 6th percentile for the 100+ complaint peer group.

#3314
of 3,843 companies by volume
71.4%
on time (6th pctile)
Debt collection
most-complained product
6
states with complaints
F
PlainCredit Trust Score
26/100
CICA Collection Agency, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 71.4%
Share of complaints answered within the CFPB response window
Dispute Rate C- 16.7%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

CICA Collection Agency, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

71.4% Among the lowest higher than 6% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

CICA Collection Agency, Inc. timely response rate 71.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other (i.e. phone, health club, etc.) 5
Debt collection - Auto debt 2
Debt collection - Other debt 1
Credit reporting or other personal consumer reports - Other personal consumer report 1
Payday loan, title loan, or personal loan - Personal line of credit 1
Debt collection - Credit card debt 1
Debt collection - Telecommunications debt 1
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - I do not know 1

Top Issues

1.Cont'd attempts collect debt not owed 4
2.Written notification about debt 2
3.Incorrect information on your report 2
4.Improper contact or sharing of info 1
5.Charged fees or interest you didn't expect 1
6.Attempts to collect debt not owed 1
7.Took or threatened to take negative or legal action 1
8.Communication tactics 1
9.False statements or representation 1

Complaints by Year

Year Complaints
2015 1
2016 3
2017 2
2018 1
2019 1
2024 3
2025 2
2026year in progress 1

Complaints by State (Top 15)

Puerto Rico 9
Georgia 1
Mississippi 1
Virginia 1
Texas 1
Maryland 1

Company Responses

Closed with explanation 13
Closed 1

What the CFPB Complaint Record Shows for CICA Collection Agency, Inc.

The CFPB Consumer Complaint Database has logged 14 complaints against CICA Collection Agency, Inc. overall, with 3 of those filed in the trailing 12 months. Reports have come from consumers in 6 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CICA Collection Agency, Inc.'s timely response rate stands at 71.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. The company's response carried a 16.7% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CICA Collection Agency, Inc. have?

14 complaints have been filed against CICA Collection Agency, Inc. with the CFPB overall - 3 of them in the past year.

Does CICA Collection Agency, Inc. respond to complaints on time?

CICA Collection Agency, Inc.'s CFPB timely-response rate is 71.4%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for CICA Collection Agency, Inc.?

Among all products tied to CICA Collection Agency, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with CICA Collection Agency, Inc.?

Consumers most often cite "Cont'd attempts collect debt not owed" when complaining about CICA Collection Agency, Inc.; the full issue list with counts is above.

How do I file a complaint against CICA Collection Agency, Inc.?

You can file a complaint against CICA Collection Agency, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CICA Collection Agency, Inc.?

Consumers in 6 states and territories have filed complaints about CICA Collection Agency, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for CICA Collection Agency, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (16.7% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026