CFPB Consumer Complaint Profile

CoinZoom, Inc.

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

11
Total complaints
Below average
1
Last 12 months
90.9%
Timely response
Bottom quartile
7
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, CoinZoom, Inc. places #3589 by volume. For answering complaints on time it stands at the 19th percentile in the 100+ complaint peer group.

Money transfer, virt…
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
56/100
CoinZoom, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 90.9%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate B 9.1%
Share of complaints closed with monetary or non-monetary relief

CoinZoom, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

90.9% Among the lowest higher than 19% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Money transfer, virtual currency, or money service - Virtual currency 5
Money transfer, virtual currency, or money service - Domestic (US) money transfer 3
Money transfer, virtual currency, or money service - Mobile or digital wallet 1
Checking or savings account - Checking account 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Fraud or scam 2
2.Other transaction problem 2
3.Money was not available when promised 2
4.Other service problem 1
5.Wrong amount charged or received 1
6.Managing an account 1
7.Incorrect information on your report 1
8.Confusing or missing disclosures 1

Complaints by Year

Year Complaints
2021 1
2022 5
2023 2
2024 2
2026year in progress 1

Complaints by State (Top 15)

California 4
Arizona 2
Illinois 1
New Jersey 1
Florida 1
North Carolina 1
Vermont 1

Company Responses

Closed with explanation 9
Closed with non-monetary relief 1
Untimely response 1

What the CFPB Complaint Record Shows for CoinZoom, Inc.

In the CFPB record, CoinZoom, Inc. has a geographically concentrated complaint footprint. The single largest complaint category is "Money transfer, virtual currency, or money service," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Fraud or scam" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate sits below the 95% industry benchmark, a gap that tends to correlate with higher consumer dispute rates downstream. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Money transfer, virtual currency, or money service

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does CoinZoom, Inc. have?

The CFPB has logged 11 complaints against CoinZoom, Inc. to date, of which 1 came in over the last 12 months.

Does CoinZoom, Inc. respond to complaints on time?

CFPB complaints against CoinZoom, Inc. draw a 90.9% timely-response rate inside the expected window.

What product generates the most complaints for CoinZoom, Inc.?

"Money transfer, virtual currency, or money service" draws more CFPB complaints against CoinZoom, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with CoinZoom, Inc.?

Consumers most often cite "Fraud or scam" when complaining about CoinZoom, Inc.; the full issue list with counts is above.

How do I file a complaint against CoinZoom, Inc.?

You can file a complaint against CoinZoom, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CoinZoom, Inc.?

The CFPB has recorded complaints against CoinZoom, Inc. from 7 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

CoinZoom, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.