CFPB Consumer Complaint Profile

Collectech Diversified, Inc.

What 165 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

165
Total complaints
68
Last 12 months
100%
Timely response
8
States affected

The verdict

165 CFPB complaints put Collectech Diversified, Inc. at #1042 out of 3,848 financial companies ranked by complaint volume. Its on-time response rate is 100%, ahead of the 93% median among companies with 100+ complaints.

#1042
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
8
states with complaints
Collectech Diversified, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 67
Debt collection - Medical debt 40
Debt collection - I do not know 24
Debt collection - Medical 11
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Credit reporting or other personal consumer reports - Credit reporting 5
Debt collection - Other (i.e. phone, health club, etc.) 4
Debt collection - Credit card debt 2
Debt collection - Telecommunications debt 2
Bank account or service - Other bank product/service 1

Top Issues

1.Written notification about debt 76
2.Attempts to collect debt not owed 37
3.Incorrect information on your report 10
4.Communication tactics 10
5.Disclosure verification of debt 9
6.Cont'd attempts collect debt not owed 7
7.False statements or representation 5
8.Took or threatened to take negative or legal action 4
9.Improper use of your report 2
10.Threatened to contact someone or share information improperly 2

Complaints by Year

Year Complaints
2014 12
2015 5
2016 1
2017 4
2018 9
2019 16
2020 18
2021 6
2022 12
2023 5
2024 6
2025 66
2026 5

Complaints by State (Top 15)

Texas 148
Colorado 8
New Mexico 2
Georgia 1
Nebraska 1
Indiana 1
Nevada 1
Utah 1

Company Responses

Closed with explanation 157
Closed 8

What the CFPB Complaint Record Shows for Collectech Diversified, Inc.

165 complaints against Collectech Diversified, Inc. appear in the CFPB record, including 68 from the trailing year. The 8 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Written notification about debt" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Collectech Diversified, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response was formally disputed in 31.6% of resolved cases, indicating how frequently the initial fix fell short. 0% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Collectech Diversified, Inc. have?

165 complaints have been filed against Collectech Diversified, Inc. with the CFPB overall - 68 of them in the past year.

Does Collectech Diversified, Inc. respond to complaints on time?

Collectech Diversified, Inc. has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Collectech Diversified, Inc.?

"Debt collection" draws more CFPB complaints against Collectech Diversified, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Collectech Diversified, Inc.?

Consumers most often cite "Written notification about debt" when complaining about Collectech Diversified, Inc.; the full issue list with counts is above.

How do I file a complaint against Collectech Diversified, Inc.?

You can file a complaint against Collectech Diversified, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Collectech Diversified, Inc.?

Consumers in 8 states and territories have filed complaints about Collectech Diversified, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026