CFPB Consumer Complaint Profile

Collectech Diversified, Inc.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

165
Total complaints
Mid-range
68
Last 12 months
100%
Timely response
Top decile
8
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

By CFPB complaint volume, Collectech Diversified, Inc. is #1040 out of 3,843 financial companies. Its on-time response record is at the 86th percentile among companies with 100+ complaints.

Debt collection
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
44/100
Collectech Diversified, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate F 31.6%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Collectech Diversified, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 6 in 2024 to 66 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - Other debt 67
Debt collection - Medical debt 40
Debt collection - I do not know 24
Debt collection - Medical 11
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 8
Credit reporting or other personal consumer reports - Credit reporting 5
Debt collection - Other (i.e. phone, health club, etc.) 4
Debt collection - Credit card debt 2
Debt collection - Telecommunications debt 2
Bank account or service - Other bank product/service 1

Top Issues

1.Written notification about debt 76
2.Attempts to collect debt not owed 37
3.Incorrect information on your report 10
4.Communication tactics 10
5.Disclosure verification of debt 9
6.Cont'd attempts collect debt not owed 7
7.False statements or representation 5
8.Took or threatened to take negative or legal action 4
9.Improper use of your report 2
10.Threatened to contact someone or share information improperly 2

Complaints by Year

Year Complaints
2014 12
2015 5
2016 1
2017 4
2018 9
2019 16
2020 18
2021 6
2022 12
2023 5
2024 6
2025 66
2026year in progress 5

Complaints by State (Top 15)

Texas 148
Colorado 8
New Mexico 2
Georgia 1
Nebraska 1
Indiana 1
Nevada 1
Utah 1

Company Responses

Closed with explanation 157
Closed 8

What the CFPB Complaint Record Shows for Collectech Diversified, Inc.

In the CFPB record, Collectech Diversified, Inc. has a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Written notification about debt" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Collectech Diversified, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Collectech Diversified, Inc. have?

165 complaints have been filed against Collectech Diversified, Inc. with the CFPB overall - 68 of them in the past year.

Does Collectech Diversified, Inc. respond to complaints on time?

Collectech Diversified, Inc. has a 100% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Collectech Diversified, Inc.?

"Debt collection" draws more CFPB complaints against Collectech Diversified, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Collectech Diversified, Inc.?

Consumers most often cite "Written notification about debt" when complaining about Collectech Diversified, Inc.; the full issue list with counts is above.

How do I file a complaint against Collectech Diversified, Inc.?

You can file a complaint against Collectech Diversified, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Collectech Diversified, Inc.?

Consumers in 8 states and territories have filed complaints about Collectech Diversified, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Collectech Diversified, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.