CFPB Consumer Complaint Profile

Collection Bureau Services, Inc.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

60
Total complaints
Mid-range
2
Last 12 months
78.3%
Timely response
Bottom decile
12
States affected

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The verdict

Collection Bureau Services, Inc. ranks #1675 of 3,843 financial companies by CFPB complaint volume. On response speed it sits at the 8th percentile among companies with 100+ complaints.

Debt collection
most-complained product
MT
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
45/100
Collection Bureau Services, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 78.3%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.4%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 15.0%
Share of complaints closed with monetary or non-monetary relief

Collection Bureau Services, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

78.3% Among the lowest higher than 8% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Medical 18
Debt collection - Medical debt 15
Debt collection - Other debt 8
Debt collection - Other (i.e. phone, health club, etc.) 7
Debt collection - I do not know 7
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Credit card debt 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 17
2.Cont'd attempts collect debt not owed 12
3.False statements or representation 11
4.Took or threatened to take negative or legal action 6
5.Disclosure verification of debt 4
6.Communication tactics 3
7.Incorrect information on your report 3
8.Taking/threatening an illegal action 2
9.Problem with a credit reporting company's investigation into an existing problem 1
10.Written notification about debt 1

Complaints by Year

Year Complaints
2013 2
2014 4
2015 9
2016 11
2017 6
2018 7
2019 3
2020 2
2021 6
2022 2
2023 2
2024 2
2025 3
2026year in progress 1

Complaints by State (Top 15)

Montana 41
Idaho 5
Texas 4
Washington 2
North Carolina 1
South Carolina 1
Florida 1
Pennsylvania 1
New Mexico 1
Minnesota 1
AP 1
Oregon 1

Company Responses

Closed with explanation 51
Closed with non-monetary relief 9

What the CFPB Complaint Record Shows for Collection Bureau Services, Inc.

Collection Bureau Services, Inc. draws a geographically concentrated spread of CFPB complaints, filed by consumers in many parts of the country. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is well below the 95% industry benchmark and is a material red flag: late or missing responses are one of the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Collection Bureau Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (21.4% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Collection Bureau Services, Inc. have?

The CFPB has logged 60 complaints against Collection Bureau Services, Inc. to date, of which 2 came in over the last 12 months.

Does Collection Bureau Services, Inc. respond to complaints on time?

Collection Bureau Services, Inc. has a 78.3% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Collection Bureau Services, Inc.?

Among all products tied to Collection Bureau Services, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Collection Bureau Services, Inc.?

The most common issue reported by consumers about Collection Bureau Services, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Collection Bureau Services, Inc.?

You can file a complaint against Collection Bureau Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Collection Bureau Services, Inc.?

Collection Bureau Services, Inc. has drawn CFPB complaints from 12 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Collection Bureau Services, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.