CFPB Consumer Complaint Profile

Collection Consultants of California

What 297 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

297
Total complaints
Above average
1
Last 12 months
82.2%
Timely response
Bottom quartile
11
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Collection Consultants of California sits at #707, with 297 complaints logged. It posts a 82.2% on-time response rate, the 10th percentile among companies with 100+ complaints.

#707
of 3,843 companies by volume
82.2%
on time (10th pctile)
Debt collection
most-complained product
11
states with complaints
F
PlainCredit Trust Score
34/100
Collection Consultants of California · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 82.2%
Share of complaints answered within the CFPB response window
Dispute Rate F 24.2%
Share of responses the consumer disputed (lower is better)
Relief Rate D 1.3%
Share of complaints closed with monetary or non-monetary relief

Collection Consultants of California vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

82.2% Among the lowest higher than 10% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Collection Consultants of California timely response rate 82.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical 103
Debt collection - Medical debt 90
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 37
Debt collection - I do not know 36
Debt collection - Other (i.e. phone, health club, etc.) 12
Debt collection - Other debt 10
Credit reporting 3
Credit reporting or other personal consumer reports - Credit reporting 3
Debt collection - Payday loan debt 1
Debt collection - Credit card debt 1

Top Issues

1.Attempts to collect debt not owed 66
2.Cont'd attempts collect debt not owed 65
3.Disclosure verification of debt 38
4.Written notification about debt 35
5.False statements or representation 23
6.Incorrect information on your report 19
7.Problem with a credit reporting company's investigation into an existing problem 16
8.Communication tactics 12
9.Took or threatened to take negative or legal action 6
10.Improper contact or sharing of info 6

Complaints by Year

Year Complaints
2013 7
2014 33
2015 41
2016 25
2017 61
2018 52
2019 26
2020 9
2021 23
2022 5
2023 7
2024 7
2025 1

Complaints by State (Top 15)

California 269
Nevada 5
Florida 5
Arizona 4
Texas 4
Colorado 2
Oklahoma 2
Kansas 1
Ohio 1
Louisiana 1
Oregon 1

Company Responses

Closed with explanation 290
Closed with non-monetary relief 4
Closed 3

What the CFPB Complaint Record Shows for Collection Consultants of California

Collection Consultants of California carries 297 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 11 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Collection Consultants of California's timely response rate stands at 82.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response at a 24.2% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 1.3%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Collection Consultants of California have?

297 complaints have been filed against Collection Consultants of California with the CFPB overall - 1 of them in the past year.

Does Collection Consultants of California respond to complaints on time?

Collection Consultants of California has a 82.2% timely response rate to CFPB complaints.

What product generates the most complaints for Collection Consultants of California?

"Debt collection" draws more CFPB complaints against Collection Consultants of California than any other product - see the full breakdown above.

What is the most common complaint issue with Collection Consultants of California?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Collection Consultants of California; the full issue list with counts is above.

How do I file a complaint against Collection Consultants of California?

You can file a complaint against Collection Consultants of California directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Collection Consultants of California?

The CFPB has recorded complaints against Collection Consultants of California from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Collection Consultants of California: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026