Community Health Investment Company, LLC.

CFPB Consumer Complaint Profile

208
Total Complaints
17
Last 12 Months
100%
Timely Response
30
States Affected
Community Health Investment Company, LLC. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 112
Debt collection — Medical 62
Debt collection — I do not know 15
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 8
Debt collection — Other debt 6
Debt collection — Other (i.e. phone, health club, etc.) 3
Debt or credit management — Debt settlement 1
Mortgage — Conventional home mortgage 1

Top Issues

1.Attempts to collect debt not owed 43
2.Written notification about debt 32
3.Communication tactics 30
4.Cont'd attempts collect debt not owed 27
5.False statements or representation 23
6.Took or threatened to take negative or legal action 14
7.Disclosure verification of debt 10
8.Threatened to contact someone or share information improperly 7
9.Improper contact or sharing of info 6
10.Incorrect information on your report 6

Complaints by Year

Year Complaints
2013 4
2014 19
2015 25
2016 16
2017 22
2018 30
2019 18
2020 9
2021 11
2022 12
2023 12
2024 11
2025 12
2026 7

Complaints by State (Top 15)

Florida 26
Texas 21
Tennessee 19
Pennsylvania 18
Alabama 18
Indiana 17
Mississippi 14
New Mexico 8
Arkansas 8
North Carolina 8
Louisiana 7
Arizona 6
Oklahoma 5
Virginia 4
Ohio 3

Company Responses

Closed with explanation 174
Closed with non-monetary relief 33
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Community Health Investment Company, LLC.

The CFPB Consumer Complaint Database has logged 208 complaints against Community Health Investment Company, LLC. overall, with 17 of those filed in the trailing 12 months. Reports have come from consumers in 30 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Community Health Investment Company, LLC.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 22.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 16.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Community Health Investment Company, LLC. have?

Community Health Investment Company, LLC. has 208 total consumer complaints filed with the CFPB, with 17 filed in the last 12 months.

Does Community Health Investment Company, LLC. respond to complaints on time?

Community Health Investment Company, LLC. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Community Health Investment Company, LLC.?

The most complained-about product for Community Health Investment Company, LLC. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Community Health Investment Company, LLC.?

The most common issue reported by consumers about Community Health Investment Company, LLC. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Community Health Investment Company, LLC.?

You can file a complaint against Community Health Investment Company, LLC. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Community Health Investment Company, LLC.?

Consumers in 30 states and territories have filed complaints about Community Health Investment Company, LLC. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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