CFPB Consumer Complaint Profile

Concord Resolution Inc (Closed)

Consumers have filed 124 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

124
Total complaints
Mid-range
0
Last 12 months
28.2%
Timely response
Bottom decile
32
States affected

The verdict

Concord Resolution Inc (Closed) ranks #1211 of 3,843 financial companies by CFPB complaint volume, with 124 complaints on record. It posts a 28.2% on-time response rate, the 1st percentile among companies with 100+ complaints.

#1211
of 3,843 companies by volume
28.2%
on time (1st pctile)
Debt collection
most-complained product
32
states with complaints
F
PlainCredit Trust Score
21/100
Concord Resolution Inc (Closed) · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 28.2%
Share of complaints answered within the CFPB response window
Dispute Rate C- 15.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Concord Resolution Inc (Closed) vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

28.2% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Concord Resolution Inc (Closed) timely response rate 28.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Payday loan 57
Debt collection - I do not know 42
Payday loan 19
Debt collection - Other (i.e. phone, health club, etc.) 4
Consumer Loan - Pawn loan 1
Consumer Loan - Installment loan 1

Top Issues

1.Cont'd attempts collect debt not owed 62
2.Communication tactics 14
3.Taking/threatening an illegal action 14
4.Can't contact lender 10
5.Disclosure verification of debt 6
6.Received a loan I didn't apply for 6
7.False statements or representation 6
8.Charged fees or interest I didn't expect 2
9.Payment to acct not credited 1
10.Improper contact or sharing of info 1

Complaints by Year

Year Complaints
2015 124

Complaints by State (Top 15)

California 20
Texas 13
Florida 13
Illinois 11
New Jersey 6
Maryland 5
North Carolina 5
Oklahoma 5
Mississippi 5
Tennessee 4
Washington 3
Connecticut 3
Kentucky 3
Pennsylvania 3
Hawaii 3

Company Responses

Closed with explanation 86
Untimely response 32
Closed 6

What the CFPB Complaint Record Shows for Concord Resolution Inc (Closed)

Concord Resolution Inc (Closed) carries 124 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 32 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

Concord Resolution Inc (Closed)'s timely response rate stands at 28.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response carried a 15.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Concord Resolution Inc (Closed) have?

124 complaints have been filed against Concord Resolution Inc (Closed) with the CFPB overall - 0 of them in the past year.

Does Concord Resolution Inc (Closed) respond to complaints on time?

Concord Resolution Inc (Closed)'s CFPB timely-response rate is 28.2%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Concord Resolution Inc (Closed)?

Among all products tied to Concord Resolution Inc (Closed), "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Concord Resolution Inc (Closed)?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Concord Resolution Inc (Closed) - see all issues and counts above.

How do I file a complaint against Concord Resolution Inc (Closed)?

You can file a complaint against Concord Resolution Inc (Closed) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Concord Resolution Inc (Closed)?

The CFPB has recorded complaints against Concord Resolution Inc (Closed) from 32 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Concord Resolution Inc (Closed): nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026