WEBSTER BANK, NATIONAL ASSOCIATION

CFPB Consumer Complaint Profile

1,507
Total Complaints
194
Last 12 Months
99.8%
Timely Response
51
States Affected
WEBSTER BANK, NATIONAL ASSOCIATION timely response rate 99.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Checking or savings account — Checking account 420
Checking or savings account — Other banking product or service 244
Checking or savings account — Savings account 204
Bank account or service — Checking account 115
Mortgage — Conventional home mortgage 74
Bank account or service — Other bank product/service 72
Checking or savings account — CD (Certificate of Deposit) 48
Mortgage — Home equity loan or line of credit (HELOC) 45
Money transfer, virtual currency, or money service — Domestic (US) money transfer 41
Bank account or service — Savings account 35

Top Issues

1.Managing an account 618
2.Closing an account 142
3.Account opening, closing, or management 117
4.Trouble during payment process 68
5.Problem with a lender or other company charging your account 66
6.Deposits and withdrawals 57
7.Opening an account 55
8.Problem caused by your funds being low 32
9.Problems caused by my funds being low 30
10.Struggling to pay mortgage 25

Complaints by Year

Year Complaints
2012 32
2013 43
2014 44
2015 63
2016 92
2017 107
2018 92
2019 65
2020 84
2021 62
2022 141
2023 191
2024 245
2025 180
2026 66

Complaints by State (Top 15)

Connecticut 538
New York 193
Massachusetts 123
California 78
Texas 72
Florida 56
Rhode Island 34
Georgia 31
Illinois 31
Virginia 26
Arizona 24
North Carolina 20
Colorado 20
Pennsylvania 20
Ohio 18

Company Responses

Closed with explanation 1,248
Closed with monetary relief 243
Closed without relief 8
Closed with non-monetary relief 4
Closed with relief 3
In progress 1

What the CFPB Complaint Record Shows for WEBSTER BANK, NATIONAL ASSOCIATION

The CFPB Consumer Complaint Database has logged 1,507 complaints against WEBSTER BANK, NATIONAL ASSOCIATION overall, with 194 of those filed in the trailing 12 months. Reports have come from consumers in 51 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

WEBSTER BANK, NATIONAL ASSOCIATION's timely response rate stands at 99.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 15.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 17.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does WEBSTER BANK, NATIONAL ASSOCIATION have?

WEBSTER BANK, NATIONAL ASSOCIATION has 1,507 total consumer complaints filed with the CFPB, with 194 filed in the last 12 months.

Does WEBSTER BANK, NATIONAL ASSOCIATION respond to complaints on time?

WEBSTER BANK, NATIONAL ASSOCIATION has a 99.8% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for WEBSTER BANK, NATIONAL ASSOCIATION?

The most complained-about product for WEBSTER BANK, NATIONAL ASSOCIATION is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with WEBSTER BANK, NATIONAL ASSOCIATION?

The most common issue reported by consumers about WEBSTER BANK, NATIONAL ASSOCIATION is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against WEBSTER BANK, NATIONAL ASSOCIATION?

You can file a complaint against WEBSTER BANK, NATIONAL ASSOCIATION directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about WEBSTER BANK, NATIONAL ASSOCIATION?

Consumers in 51 states and territories have filed complaints about WEBSTER BANK, NATIONAL ASSOCIATION with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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