CFPB Consumer Complaint Profile

Const LLC

Consumers have filed 28 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

28
Total complaints
Mid-range
0
Last 12 months
0%
Timely response
Bottom decile
17
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Const LLC sits at #2422, with 28 complaints logged. Its on-time response rate is 0%, the 0th percentile among companies with 100+ complaints.

#2422
of 3,843 companies by volume
0%
on time (0th pctile)
Money transfer, virt…
most-complained product
17
states with complaints
F
PlainCredit Trust Score
4/100
Const LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 0.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Const LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

0% Among the lowest in the bottom 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2022 to 2023 complete years

  • Annual CFPB complaint volume moved from 24 in 2022 to 4 in 2023 (2022 → 2023).

See the full year-over-year release diff

Const LLC timely response rate 0.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Money transfer, virtual currency, or money service - Virtual currency 12
Checking or savings account - Other banking product or service 5
Money transfer, virtual currency, or money service - Domestic (US) money transfer 3
Payday loan, title loan, or personal loan - Personal line of credit 3
Money transfer, virtual currency, or money service - Mobile or digital wallet 3
Payday loan, title loan, or personal loan - Installment loan 1
Checking or savings account - Savings account 1

Top Issues

1.Fraud or scam 10
2.Money was not available when promised 8
3.Managing an account 6
4.Problem with the payoff process at the end of the loan 2
5.Problem with cash advance 1
6.Getting a line of credit 1

Complaints by Year

Year Complaints
2022 24
2023 4

Complaints by State (Top 15)

Texas 6
Georgia 3
California 3
Maryland 2
Utah 2
Wisconsin 1
Arizona 1
Pennsylvania 1
Oregon 1
Florida 1
Illinois 1
Massachusetts 1
Indiana 1
South Carolina 1
Washington 1

Company Responses

Untimely response 28

What the CFPB Complaint Record Shows for Const LLC

Const LLC carries 28 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 17 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Money transfer, virtual currency, or money service," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Fraud or scam" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Const LLC posts a 0% reply rate on forwarded complaints. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Const LLC have?

The CFPB has logged 28 complaints against Const LLC to date, of which 0 came in over the last 12 months.

Does Const LLC respond to complaints on time?

Const LLC has a 0% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Const LLC?

The most complained-about product for Const LLC is "Money transfer, virtual currency, or money service." You can view the full product breakdown on this page.

What is the most common complaint issue with Const LLC?

The most common issue reported by consumers about Const LLC is "Fraud or scam." All complaint issues are listed above with their counts.

How do I file a complaint against Const LLC?

You can file a complaint against Const LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Const LLC?

Consumers in 17 states and territories have filed complaints about Const LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Money transfer, virtual currency, or money service

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026