CFPB Consumer Complaint Profile

Const LLC

What 28 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

28
Total complaints
0
Last 12 months
0%
Timely response
17
States affected

The verdict

Const LLC ranks #2425 of 3,848 financial companies by CFPB complaint volume, with 28 complaints on record. It answers 0% of complaints on time — below the 93% median for companies with 100+ complaints.

#2425
of 3,848 companies by volume
0%
answered on time
Money transfer, virt…
most-complained product
17
states with complaints
Const LLC timely response rate 0.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Money transfer, virtual currency, or money service — Virtual currency 12
Checking or savings account — Other banking product or service 5
Money transfer, virtual currency, or money service — Domestic (US) money transfer 3
Payday loan, title loan, or personal loan — Personal line of credit 3
Money transfer, virtual currency, or money service — Mobile or digital wallet 3
Payday loan, title loan, or personal loan — Installment loan 1
Checking or savings account — Savings account 1

Top Issues

1.Fraud or scam 10
2.Money was not available when promised 8
3.Managing an account 6
4.Problem with the payoff process at the end of the loan 2
5.Problem with cash advance 1
6.Getting a line of credit 1

Complaints by Year

Year Complaints
2022 24
2023 4

Complaints by State (Top 15)

Texas 6
Georgia 3
California 3
Maryland 2
Utah 2
Wisconsin 1
Arizona 1
Pennsylvania 1
Oregon 1
Florida 1
Illinois 1
Massachusetts 1
Indiana 1
South Carolina 1
Washington 1

Company Responses

Untimely response 28

What the CFPB Complaint Record Shows for Const LLC

The CFPB Consumer Complaint Database has logged 28 complaints against Const LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 17 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Money transfer, virtual currency, or money service," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Fraud or scam" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Const LLC's timely response rate stands at 0%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Const LLC have?

Const LLC has 28 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Const LLC respond to complaints on time?

Const LLC has a 0% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Const LLC?

The most complained-about product for Const LLC is "Money transfer, virtual currency, or money service." You can view the full product breakdown on this page.

What is the most common complaint issue with Const LLC?

The most common issue reported by consumers about Const LLC is "Fraud or scam." All complaint issues are listed above with their counts.

How do I file a complaint against Const LLC?

You can file a complaint against Const LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Const LLC?

Consumers in 17 states and territories have filed complaints about Const LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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