CFPB Consumer Complaint Profile

CRE Credit Services

Consumers have filed 14 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

14
Total complaints
Below average
5
Last 12 months
7.1%
Timely response
Bottom decile
8
States affected

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, CRE Credit Services sits at #3314, with 14 complaints logged. Its on-time response rate is 7.1%, the 1st percentile among companies with 100+ complaints.

#3314
of 3,843 companies by volume
7.1%
on time (1st pctile)
Credit reporting or …
most-complained product
8
states with complaints
F
PlainCredit Trust Score
5/100
CRE Credit Services · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 7.1%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

CRE Credit Services vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

7.1% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

CRE Credit Services timely response rate 7.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 3
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 2
Credit reporting or other personal consumer reports - Other personal consumer report 2
Debt or credit management - Credit repair services 1
Credit card - General-purpose credit card or charge card 1
Money transfer, virtual currency, or money service - Foreign currency exchange 1
Debt collection - I do not know 1

Top Issues

1.Incorrect information on your report 4
2.Fraud or scam 4
3.Improper use of your report 3
4.Confusing or missing disclosures 1
5.Getting a credit card 1
6.Attempts to collect debt not owed 1

Complaints by Year

Year Complaints
2019 1
2021 2
2023 4
2024 2
2025 2
2026year in progress 3

Complaints by State (Top 15)

Texas 4
California 3
New Jersey 2
Pennsylvania 1
Arkansas 1
Colorado 1
South Carolina 1
Nebraska 1

Company Responses

Untimely response 13
Closed with explanation 1

What the CFPB Complaint Record Shows for CRE Credit Services

CRE Credit Services carries 14 complaints in the CFPB's database, 5 of them filed within the past 12 months. Consumers spanning 8 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, CRE Credit Services posts a 7.1% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does CRE Credit Services have?

The CFPB has logged 14 complaints against CRE Credit Services to date, of which 5 came in over the last 12 months.

Does CRE Credit Services respond to complaints on time?

CRE Credit Services has a 7.1% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for CRE Credit Services?

The most complained-about product for CRE Credit Services is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with CRE Credit Services?

The most common issue reported by consumers about CRE Credit Services is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against CRE Credit Services?

You can file a complaint against CRE Credit Services directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about CRE Credit Services?

Consumers in 8 states and territories have filed complaints about CRE Credit Services with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026