CFPB Consumer Complaint Profile

Credit Bureau of York, Inc.

70 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

70
Total complaints
Mid-range
17
Last 12 months
92.9%
Timely response
Bottom quartile
9
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Credit Bureau of York, Inc. sits at #1561, with 70 complaints logged. It posts a 92.9% on-time response rate, the 23rd percentile among companies with 100+ complaints.

#1561
of 3,843 companies by volume
92.9%
on time (23rd pctile)
Debt collection
most-complained product
9
states with complaints
D
PlainCredit Trust Score
40/100
Credit Bureau of York, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.9%
Share of complaints answered within the CFPB response window
Dispute Rate F 30.8%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.9%
Share of complaints closed with monetary or non-monetary relief

Credit Bureau of York, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.9% Among the lowest higher than 23% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 8 in 2024 to 18 in 2025 (2024 → 2025).

See the full year-over-year release diff

Credit Bureau of York, Inc. timely response rate 92.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Rental debt 15
Debt collection - I do not know 13
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 11
Debt collection - Other debt 10
Debt collection - Other (i.e. phone, health club, etc.) 6
Credit reporting or other personal consumer reports - Credit reporting 5
Debt collection - Medical debt 4
Debt collection - Medical 3
Credit reporting 2
Debt collection - Mortgage debt 1

Top Issues

1.Attempts to collect debt not owed 16
2.Written notification about debt 13
3.Cont'd attempts collect debt not owed 9
4.False statements or representation 8
5.Incorrect information on your report 6
6.Problem with a credit reporting company's investigation into an existing problem 6
7.Took or threatened to take negative or legal action 3
8.Incorrect information on credit report 2
9.Improper use of your report 2
10.Problem with a company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2013 3
2014 5
2015 5
2017 1
2018 5
2019 7
2020 8
2022 4
2023 4
2024 8
2025 18
2026year in progress 2

Complaints by State (Top 15)

Pennsylvania 46
Virginia 8
Maryland 6
North Carolina 5
Missouri 1
North Dakota 1
South Carolina 1
Louisiana 1
New York 1

Company Responses

Closed with explanation 62
Closed 6
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Credit Bureau of York, Inc.

The CFPB Consumer Complaint Database has logged 70 complaints against Credit Bureau of York, Inc. overall, with 17 of those filed in the trailing 12 months. Reports have come from consumers in 9 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Credit Bureau of York, Inc. posts a 92.9% reply rate on forwarded complaints. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response carried a 30.8% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 2.9%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Credit Bureau of York, Inc. have?

Credit Bureau of York, Inc. has 70 total consumer complaints filed with the CFPB, with 17 filed in the last 12 months.

Does Credit Bureau of York, Inc. respond to complaints on time?

CFPB complaints against Credit Bureau of York, Inc. draw a 92.9% timely-response rate inside the expected window.

What product generates the most complaints for Credit Bureau of York, Inc.?

Among all products tied to Credit Bureau of York, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Credit Bureau of York, Inc.?

The most common issue reported by consumers about Credit Bureau of York, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Credit Bureau of York, Inc.?

You can file a complaint against Credit Bureau of York, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Credit Bureau of York, Inc.?

Consumers in 9 states and territories have filed complaints about Credit Bureau of York, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Credit Bureau of York, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026