CFPB Consumer Complaint Profile
Credit Card Receivables Fund Incorporated
Behind the 530 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 530
- Total complaints
- Above average
- 43
- Last 12 months
- 95.3%
- Timely response
- Below median
- 44
- States affected
The verdict
Credit Card Receivables Fund Incorporated ranks #491 of 3,843 financial companies by CFPB complaint volume, with 530 complaints on record. On-time replies land at 95.3%, the 30th percentile for the 100+ complaint peer group.
- #491
- of 3,843 companies by volume
- 95.3%
- on time (30th pctile)
- Debt collection
- most-complained product
- 44
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Credit Card Receivables Fund Incorporated vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
95.3% Around the middle higher than 30% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 12 |
| 2014 | 44 |
| 2015 | 36 |
| 2016 | 38 |
| 2017 | 22 |
| 2018 | 34 |
| 2019 | 51 |
| 2020 | 56 |
| 2021 | 19 |
| 2022 | 16 |
| 2023 | 82 |
| 2024 | 62 |
| 2025 | 54 |
| 2026year in progress | 4 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Credit Card Receivables Fund Incorporated
530 complaints against Credit Card Receivables Fund Incorporated appear in the CFPB record, including 43 from the trailing year. The 44 states and territories represented put this footprint in nationwide territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Credit Card Receivables Fund Incorporated draw a 95.3% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 27% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 1.7% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Credit Card Receivables Fund Incorporated have?
Credit Card Receivables Fund Incorporated has 530 total consumer complaints filed with the CFPB, with 43 filed in the last 12 months.
Does Credit Card Receivables Fund Incorporated respond to complaints on time?
Credit Card Receivables Fund Incorporated's CFPB timely-response rate is 95.3%. This is considered excellent.
What product generates the most complaints for Credit Card Receivables Fund Incorporated?
The most complained-about product for Credit Card Receivables Fund Incorporated is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Credit Card Receivables Fund Incorporated?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Credit Card Receivables Fund Incorporated - see all issues and counts above.
How do I file a complaint against Credit Card Receivables Fund Incorporated?
You can file a complaint against Credit Card Receivables Fund Incorporated directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Credit Card Receivables Fund Incorporated?
Consumers in 44 states and territories have filed complaints about Credit Card Receivables Fund Incorporated with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Credit Card Receivables Fund Incorporated: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (27% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.