CFPB Consumer Complaint Profile

Credit International Corporation

What 123 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

123
Total complaints
32
Last 12 months
96.7%
Timely response
26
States affected

The verdict

Credit International Corporation ranks #1218 of 3,848 financial companies by CFPB complaint volume, with 123 complaints on record. 96.7% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#1218
of 3,848 companies by volume
96.7%
answered on time
Debt collection
most-complained product
26
states with complaints
Credit International Corporation timely response rate 96.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 41
Debt collection - Other debt 38
Credit reporting or other personal consumer reports - Credit reporting 14
Debt collection - Other (i.e. phone, health club, etc.) 11
Debt collection - Auto debt 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Payday loan 2
Debt collection - Credit card debt 2
Credit reporting 1
Debt collection - Telecommunications debt 1

Top Issues

1.Attempts to collect debt not owed 37
2.Took or threatened to take negative or legal action 22
3.Written notification about debt 11
4.Disclosure verification of debt 8
5.Communication tactics 7
6.Incorrect information on your report 7
7.False statements or representation 7
8.Cont'd attempts collect debt not owed 7
9.Improper use of your report 6
10.Problem with a company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2013 1
2014 4
2015 4
2016 9
2017 9
2018 4
2019 7
2020 5
2021 1
2022 3
2023 14
2024 19
2025 34
2026 9

Complaints by State (Top 15)

Washington 40
Florida 13
California 11
Texas 11
Georgia 7
New York 5
Ohio 4
Virginia 4
Oregon 4
New Jersey 3
South Carolina 2
Tennessee 2
North Carolina 2
Illinois 2
Nevada 2

Company Responses

Closed with explanation 122
Closed 1

What the CFPB Complaint Record Shows for Credit International Corporation

The CFPB Consumer Complaint Database has logged 123 complaints against Credit International Corporation overall, with 32 of those filed in the trailing 12 months. Reports have come from consumers in 26 states and territories, making this a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Credit International Corporation's timely response rate stands at 96.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response was formally disputed in 4.3% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Credit International Corporation have?

123 complaints have been filed against Credit International Corporation with the CFPB overall - 32 of them in the past year.

Does Credit International Corporation respond to complaints on time?

96.7% of the CFPB complaints against Credit International Corporation get a response within the expected window. This is considered excellent.

What product generates the most complaints for Credit International Corporation?

The most complained-about product for Credit International Corporation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Credit International Corporation?

The most common issue reported by consumers about Credit International Corporation is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Credit International Corporation?

You can file a complaint against Credit International Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Credit International Corporation?

The CFPB has recorded complaints against Credit International Corporation from 26 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026