CFPB Consumer Complaint Profile

Credit International Corporation

What 123 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

123
Total complaints
Mid-range
32
Last 12 months
96.7%
Timely response
Below median
26
States affected

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The verdict

Credit International Corporation ranks #1216 of 3,843 financial companies by CFPB complaint volume, with 123 complaints on record. On-time replies land at 96.7%, the 37th percentile for the 100+ complaint peer group.

#1216
of 3,843 companies by volume
96.7%
on time (37th pctile)
Debt collection
most-complained product
26
states with complaints
C-
PlainCredit Trust Score
51/100
Credit International Corporation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 96.7%
Share of complaints answered within the CFPB response window
Dispute Rate B+ 4.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Credit International Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.7% Around the middle higher than 37% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 19 in 2024 to 34 in 2025 (2024 → 2025).

See the full year-over-year release diff

Credit International Corporation timely response rate 96.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 41
Debt collection - Other debt 38
Credit reporting or other personal consumer reports - Credit reporting 14
Debt collection - Other (i.e. phone, health club, etc.) 11
Debt collection - Auto debt 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Payday loan 2
Debt collection - Credit card debt 2
Credit reporting 1
Debt collection - Telecommunications debt 1

Top Issues

1.Attempts to collect debt not owed 37
2.Took or threatened to take negative or legal action 22
3.Written notification about debt 11
4.Disclosure verification of debt 8
5.Communication tactics 7
6.Incorrect information on your report 7
7.False statements or representation 7
8.Cont'd attempts collect debt not owed 7
9.Improper use of your report 6
10.Problem with a company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2013 1
2014 4
2015 4
2016 9
2017 9
2018 4
2019 7
2020 5
2021 1
2022 3
2023 14
2024 19
2025 34
2026year in progress 9

Complaints by State (Top 15)

Washington 40
Florida 13
California 11
Texas 11
Georgia 7
New York 5
Ohio 4
Virginia 4
Oregon 4
New Jersey 3
South Carolina 2
Tennessee 2
North Carolina 2
Illinois 2
Nevada 2

Company Responses

Closed with explanation 122
Closed 1

What the CFPB Complaint Record Shows for Credit International Corporation

The CFPB Consumer Complaint Database has logged 123 complaints against Credit International Corporation overall, with 32 of those filed in the trailing 12 months. Reports have come from consumers in 26 states and territories, making this a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Credit International Corporation's timely response rate stands at 96.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response carried a 4.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Credit International Corporation have?

123 complaints have been filed against Credit International Corporation with the CFPB overall - 32 of them in the past year.

Does Credit International Corporation respond to complaints on time?

CFPB complaints against Credit International Corporation draw a 96.7% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Credit International Corporation?

The most complained-about product for Credit International Corporation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Credit International Corporation?

The most common issue reported by consumers about Credit International Corporation is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Credit International Corporation?

You can file a complaint against Credit International Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Credit International Corporation?

The CFPB has recorded complaints against Credit International Corporation from 26 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Credit International Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (4.3% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026