CFPB Consumer Complaint Profile

Creditly Corp.

24 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

24
Total complaints
Mid-range
18
Last 12 months
95.8%
Timely response
Below median
16
States affected

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The verdict

Creditly Corp. ranks #2628 of 3,843 financial companies by CFPB complaint volume, with 24 complaints on record. Its on-time response rate is 95.8%, the 33rd percentile among companies with 100+ complaints.

#2628
of 3,843 companies by volume
95.8%
on time (33rd pctile)
Payday loan, title l…
most-complained product
16
states with complaints
B
PlainCredit Trust Score
74/100
Creditly Corp. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C 95.8%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A+ 70.8%
Share of complaints closed with monetary or non-monetary relief

Creditly Corp. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.8% Around the middle higher than 33% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 3 in 2024 to 13 in 2025 (2024 → 2025).

See the full year-over-year release diff

Creditly Corp. timely response rate 95.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, personal loan, or advance loan - Payday loan 12
Checking or savings account - Checking account 4
Payday loan, title loan, personal loan, or advance loan - Other advances of future income 2
Debt or credit management - Credit repair services 2
Credit reporting or other personal consumer reports - Credit reporting 1
Credit card - General-purpose credit card or charge card 1
Debt collection - Credit card debt 1
Money transfer, virtual currency, or money service - Mobile or digital wallet 1

Top Issues

1.Can't stop withdrawals from your bank account 6
2.Loan payment wasn't credited to your account 2
3.Problem caused by your funds being low 1
4.Problems receiving the advance 1
5.Closing an account 1
6.Charged fees or interest you didn't expect 1
7.Incorrect information on your report 1
8.Can't contact lender or servicer 1
9.Managing an account 1
10.Confusing or missing disclosures 1

Complaints by Year

Year Complaints
2023 1
2024 3
2025 13
2026year in progress 7

Complaints by State (Top 15)

California 4
New Jersey 2
Missouri 2
Ohio 2
Colorado 2
Florida 2
Alabama 1
Pennsylvania 1
Iowa 1
Oregon 1
Michigan 1
Minnesota 1
Mississippi 1
Massachusetts 1
Louisiana 1

Company Responses

Closed with monetary relief 17
Closed with explanation 7

What the CFPB Complaint Record Shows for Creditly Corp.

Creditly Corp. carries 24 complaints in the CFPB's database, 18 of them filed within the past 12 months. Consumers spanning 16 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Payday loan, title loan, personal loan, or advance loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Can't stop withdrawals from your bank account" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Creditly Corp.'s timely response rate stands at 95.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 70.8% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Creditly Corp. have?

24 complaints have been filed against Creditly Corp. with the CFPB overall - 18 of them in the past year.

Does Creditly Corp. respond to complaints on time?

CFPB complaints against Creditly Corp. draw a 95.8% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Creditly Corp.?

The most complained-about product for Creditly Corp. is "Payday loan, title loan, personal loan, or advance loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Creditly Corp.?

The most common issue reported by consumers about Creditly Corp. is "Can't stop withdrawals from your bank account." All complaint issues are listed above with their counts.

How do I file a complaint against Creditly Corp.?

You can file a complaint against Creditly Corp. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Creditly Corp.?

Consumers in 16 states and territories have filed complaints about Creditly Corp. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Payday loan, title loan, personal loan, or advance loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026