CFPB Consumer Complaint Profile

Crosstown Law, LLC

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

18
Total complaints
Below average
1
Last 12 months
77.8%
Timely response
Bottom decile
11
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Crosstown Law, LLC places #3004 by volume. Its on-time response record is at the 8th percentile among companies with 100+ complaints.

Debt collection
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
56/100
Crosstown Law, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 77.8%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 11.8%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 27.8%
Share of complaints closed with monetary or non-monetary relief

Crosstown Law, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

77.8% Among the lowest higher than 8% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Other (i.e. phone, health club, etc.) 12
Debt collection - Credit card 4
Debt collection - I do not know 2

Top Issues

1.Cont'd attempts collect debt not owed 10
2.Disclosure verification of debt 5
3.Communication tactics 1
4.Took or threatened to take negative or legal action 1
5.Taking/threatening an illegal action 1

Complaints by Year

Year Complaints
2014 5
2015 8
2016 4
2025 1

Complaints by State (Top 15)

California 4
Texas 4
Florida 2
Pennsylvania 1
Indiana 1
Tennessee 1
Louisiana 1
Utah 1
New York 1
Kansas 1
South Carolina 1

Company Responses

Closed with explanation 10
Closed with non-monetary relief 5
Untimely response 3

What the CFPB Complaint Record Shows for Crosstown Law, LLC

In the CFPB record, Crosstown Law, LLC has a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is well below the 95% industry benchmark and is a material red flag: late or missing responses are one of the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Crosstown Law, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (11.8% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Crosstown Law, LLC have?

Crosstown Law, LLC has 18 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Crosstown Law, LLC respond to complaints on time?

Crosstown Law, LLC has a 77.8% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Crosstown Law, LLC?

The most complained-about product for Crosstown Law, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Crosstown Law, LLC?

The most common issue reported by consumers about Crosstown Law, LLC is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Crosstown Law, LLC?

You can file a complaint against Crosstown Law, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Crosstown Law, LLC?

Crosstown Law, LLC has drawn CFPB complaints from 11 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Crosstown Law, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.