CFPB Consumer Complaint Profile
Slm Corporation
What 5,494 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 5,494
- Total complaints
- Among the highest
- 1,056
- Last 12 months
- 99.9%
- Timely response
- Top decile
- 56
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Slm Corporation sits at #98, with 5,494 complaints logged. On-time replies land at 99.9%, the 82nd percentile for the 100+ complaint peer group.
- #98
- of 3,843 companies by volume
- 99.9%
- on time (82nd pctile)
- Student loan
- most-complained product
- 56
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Slm Corporation vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
99.9% Top 18% higher than 82% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 658 in 2024 to 1,020 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2012 | 86 |
| 2013 | 158 |
| 2014 | 254 |
| 2015 | 279 |
| 2016 | 308 |
| 2017 | 414 |
| 2018 | 262 |
| 2019 | 249 |
| 2020 | 244 |
| 2021 | 336 |
| 2022 | 504 |
| 2023 | 504 |
| 2024 | 658 |
| 2025 | 1,020 |
| 2026year in progress | 218 |
Complaints by State (Top 15)
Company Responses
Slm Corporation Complaint Concentration Profile
Slm Corporation's complaint volume is large enough to measure concentration - not just the headline totals. Across 45 named product lines in the stored breakdown, the leading three (Student loan, Student loan, Credit reporting or other personal consumer reports) hold a 76.4% share of product-tagged complaints. The Herfindahl index on that product mix is 0.256 (1.0 = a single product owns every tagged complaint; lower = a broader book).
On the issue side, 15 named issues appear in the top list; the leading three (Dealing with your lender or servicer, Struggling to repay your loan, Incorrect information on your report) cover a 52.9% share of those mentions. That multi-issue footprint is the profile thin-volume companies cannot show - their pages stop at a short bar list because the sample cannot support a concentration read.
Geography tells a similar story: the top three states (California, New York, Florida) hold a 26.0% share of state-tagged volume across 56 jurisdictions on file. A concentrated state trio can hint at regional servicing stress; a flatter map usually tracks a nationwide book.
Among coded company responses, "Closed with explanation" leads at a 83.9% share among the 5,494 response-tagged complaints (4,610 filings). Read that mix next to the timely-response and relief rates above - both describe process outcomes, not a finding of wrongdoing.
Peak filing year was 2025 (1,020 complaints); the lightest year on file was 2012 (86). From 2024 to 2025, annual volume rose 55.0% (658 → 1,020). Year-to-year swings at this volume usually track product launches, servicing changes, and consumer awareness more than a single-event spike.
What the CFPB Complaint Record Shows for Slm Corporation
The CFPB Consumer Complaint Database has logged 5,494 complaints against Slm Corporation overall, with 1,056 of those filed in the trailing 12 months. Reports have come from consumers in 56 states and territories, making this a nationwide complaint footprint. "Student loan" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Dealing with your lender or servicer," a reasonable starting point for understanding recurring friction.
CFPB-forwarded complaints against Slm Corporation draw a 99.9% reply rate inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 11.8% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 15.1% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Slm Corporation have?
Slm Corporation has 5,494 total consumer complaints filed with the CFPB, with 1,056 filed in the last 12 months.
Does Slm Corporation respond to complaints on time?
CFPB complaints against Slm Corporation draw a 99.9% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Slm Corporation?
Among all products tied to Slm Corporation, "Student loan" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Slm Corporation?
Consumers most often cite "Dealing with your lender or servicer" when complaining about Slm Corporation; the full issue list with counts is above.
How do I file a complaint against Slm Corporation?
You can file a complaint against Slm Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Slm Corporation?
The CFPB has recorded complaints against Slm Corporation from 56 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Slm Corporation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar complaint volume
Nearest companies by total CFPB complaint count (5,494 here).
Similar dispute rates
Nearest companies by share of complaints marked disputed (11.8% here).
Also handles Student loan
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Slm Corporation have?
Slm Corporation has 5,494 total consumer complaints filed with the CFPB, with 1,056 filed in the last 12 months.
Does Slm Corporation respond to complaints on time?
CFPB complaints against Slm Corporation draw a 99.9% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.
What product generates the most complaints for Slm Corporation?
Among all products tied to Slm Corporation, "Student loan" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Slm Corporation?
Consumers most often cite "Dealing with your lender or servicer" when complaining about Slm Corporation; the full issue list with counts is above.
How do I file a complaint against Slm Corporation?
You can file a complaint against Slm Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Slm Corporation?
The CFPB has recorded complaints against Slm Corporation from 56 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.