CFPB Consumer Complaint Profile
Data Check of America LLC
29 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 29
- Total complaints
- Mid-range
- 1
- Last 12 months
- 3.4%
- Timely response
- Bottom decile
- 11
- States affected
The verdict
Data Check of America LLC ranks #2382 of 3,843 financial companies by CFPB complaint volume, with 29 complaints on record. It posts a 3.4% on-time response rate, the 0th percentile among companies with 100+ complaints.
- #2382
- of 3,843 companies by volume
- 3.4%
- on time (0th pctile)
- Debt collection
- most-complained product
- 11
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Data Check of America LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
3.4% Among the lowest in the bottom 1% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 23 |
| 2019 | 1 |
| 2024 | 4 |
| 2025 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Data Check of America LLC
Data Check of America LLC carries 29 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 11 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Communication tactics," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Data Check of America LLC posts a 3.4% reply rate on forwarded complaints. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Data Check of America LLC have?
The CFPB has logged 29 complaints against Data Check of America LLC to date, of which 1 came in over the last 12 months.
Does Data Check of America LLC respond to complaints on time?
Data Check of America LLC's CFPB timely-response rate is 3.4%. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Data Check of America LLC?
Among all products tied to Data Check of America LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Data Check of America LLC?
Consumers most often cite "Communication tactics" when complaining about Data Check of America LLC; the full issue list with counts is above.
How do I file a complaint against Data Check of America LLC?
You can file a complaint against Data Check of America LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Data Check of America LLC?
The CFPB has recorded complaints against Data Check of America LLC from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Data Check of America LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.