Delta Management Associates, Inc.

CFPB Consumer Complaint Profile

248
Total Complaints
10
Last 12 Months
99.2%
Timely Response
39
States Affected
Delta Management Associates, Inc. timely response rate 99.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 76
Debt collection — Federal student loan 39
Student loan — Federal student loan servicing 38
Debt collection — Federal student loan debt 24
Debt collection — Private student loan debt 17
Student loan — Non-federal student loan 12
Debt collection — Other debt 11
Debt collection — Non-federal student loan 9
Debt collection — Credit card debt 5
Credit reporting or other personal consumer reports — Credit reporting 5

Top Issues

1.Communication tactics 40
2.Cont'd attempts collect debt not owed 26
3.Attempts to collect debt not owed 26
4.Dealing with your lender or servicer 24
5.Written notification about debt 23
6.Improper contact or sharing of info 17
7.False statements or representation 15
8.Threatened to contact someone or share information improperly 15
9.Disclosure verification of debt 14
10.Dealing with my lender or servicer 13

Complaints by Year

Year Complaints
2013 11
2014 44
2015 21
2016 25
2017 45
2018 27
2019 16
2020 22
2021 8
2022 9
2023 5
2024 2
2025 12
2026 1

Complaints by State (Top 15)

California 39
Florida 26
New York 16
Texas 15
Virginia 14
Massachusetts 11
Georgia 10
Pennsylvania 9
Illinois 9
North Carolina 8
Oregon 7
Indiana 7
Maryland 6
Arizona 5
Wisconsin 5

Company Responses

Closed with explanation 248

What the CFPB Complaint Record Shows for Delta Management Associates, Inc.

The CFPB Consumer Complaint Database has logged 248 complaints against Delta Management Associates, Inc. overall, with 10 of those filed in the trailing 12 months. Reports have come from consumers in 39 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Delta Management Associates, Inc.'s timely response rate stands at 99.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 21.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Delta Management Associates, Inc. have?

Delta Management Associates, Inc. has 248 total consumer complaints filed with the CFPB, with 10 filed in the last 12 months.

Does Delta Management Associates, Inc. respond to complaints on time?

Delta Management Associates, Inc. has a 99.2% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Delta Management Associates, Inc.?

The most complained-about product for Delta Management Associates, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Delta Management Associates, Inc.?

The most common issue reported by consumers about Delta Management Associates, Inc. is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Delta Management Associates, Inc.?

You can file a complaint against Delta Management Associates, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Delta Management Associates, Inc.?

Consumers in 39 states and territories have filed complaints about Delta Management Associates, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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