CFPB Consumer Complaint Profile

Dixie Finance Company

Behind the 11 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

11
Total complaints
Below average
4
Last 12 months
18.2%
Timely response
Bottom decile
8
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Dixie Finance Company has accumulated 11 complaints, placing it #3589 by volume. Its on-time response rate is 18.2%, the 1st percentile among companies with 100+ complaints.

#3589
of 3,843 companies by volume
18.2%
on time (1st pctile)
Debt collection
most-complained product
8
states with complaints
F
PlainCredit Trust Score
32/100
Dixie Finance Company · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 18.2%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Dixie Finance Company vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

18.2% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Dixie Finance Company timely response rate 18.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Auto debt 2
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - I do not know 2
Debt collection - Credit card debt 1
Debt collection - Mortgage debt 1
Payday loan, title loan, or personal loan - Payday loan 1
Consumer Loan - Vehicle loan 1
Vehicle loan or lease - Loan 1

Top Issues

1.Attempts to collect debt not owed 4
2.Written notification about debt 1
3.Was approved for a loan, but didn't receive the money 1
4.Managing the loan or lease 1
5.Repossession 1
6.Improper use of your report 1
7.Took or threatened to take negative or legal action 1
8.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2017 2
2022 2
2024 1
2025 5
2026year in progress 1

Complaints by State (Top 15)

Kentucky 3
Alabama 2
North Carolina 1
Oklahoma 1
Colorado 1
Indiana 1
Georgia 1
Texas 1

Company Responses

Untimely response 9
Closed with explanation 2

What the CFPB Complaint Record Shows for Dixie Finance Company

Dixie Finance Company carries 11 complaints in the CFPB's database, 4 of them filed within the past 12 months. Consumers spanning 8 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Dixie Finance Company's timely response rate stands at 18.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Dixie Finance Company have?

Dixie Finance Company has 11 total consumer complaints filed with the CFPB, with 4 filed in the last 12 months.

Does Dixie Finance Company respond to complaints on time?

CFPB complaints against Dixie Finance Company draw a 18.2% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Dixie Finance Company?

Among all products tied to Dixie Finance Company, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Dixie Finance Company?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Dixie Finance Company - see all issues and counts above.

How do I file a complaint against Dixie Finance Company?

You can file a complaint against Dixie Finance Company directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Dixie Finance Company?

Dixie Finance Company has drawn CFPB complaints from 8 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Dixie Finance Company: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026