CFPB Consumer Complaint Profile

Drb-40, LLC

Behind the 164 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

164
Total complaints
58
Last 12 months
99.4%
Timely response
33
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Drb-40, LLC has accumulated 164 complaints, placing it #1046 by volume. It answers 99.4% of complaints on time - above the 93% median for companies with 100+ complaints.

#1046
of 3,848 companies by volume
99.4%
answered on time
Debt collection
most-complained product
33
states with complaints
Drb-40, LLC timely response rate 99.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 78
Debt collection - Payday loan debt 30
Debt collection - Other debt 13
Credit reporting or other personal consumer reports - Credit reporting 8
Debt collection - Credit card debt 7
Debt collection - Auto debt 7
Debt collection - Medical debt 4
Payday loan, title loan, personal loan, or advance loan - Installment loan 3
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Credit card 3

Top Issues

1.Communication tactics 43
2.Attempts to collect debt not owed 30
3.Threatened to contact someone or share information improperly 18
4.Took or threatened to take negative or legal action 17
5.False statements or representation 14
6.Electronic communications 11
7.Written notification about debt 10
8.Improper use of your report 6
9.Incorrect information on your report 5
10.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2016 2
2017 11
2018 9
2019 4
2020 6
2021 13
2022 9
2023 14
2024 29
2025 48
2026 19

Complaints by State (Top 15)

Texas 24
California 17
Florida 17
South Carolina 12
Missouri 8
Tennessee 8
Georgia 8
Ohio 8
North Carolina 6
Illinois 6
New York 5
Kansas 5
Michigan 3
Maryland 3
Washington 3

Company Responses

Closed with explanation 162
Closed 1
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Drb-40, LLC

164 complaints against Drb-40, LLC appear in the CFPB record, including 58 from the trailing year. The 33 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Communication tactics" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

99.4% of CFPB-forwarded complaints against Drb-40, LLC get a reply inside the Bureau's 15-day window. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. In 14.3% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 0.6% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Drb-40, LLC have?

Drb-40, LLC has 164 total consumer complaints filed with the CFPB, with 58 filed in the last 12 months.

Does Drb-40, LLC respond to complaints on time?

Drb-40, LLC has a 99.4% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Drb-40, LLC?

"Debt collection" draws more CFPB complaints against Drb-40, LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Drb-40, LLC?

Consumers most often cite "Communication tactics" when complaining about Drb-40, LLC; the full issue list with counts is above.

How do I file a complaint against Drb-40, LLC?

You can file a complaint against Drb-40, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Drb-40, LLC?

Drb-40, LLC has drawn CFPB complaints from 33 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026