CFPB Consumer Complaint Profile
Dynamic Recovery Services, Inc.
Behind the 73 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 73
- Total complaints
- Mid-range
- 0
- Last 12 months
- 13.7%
- Timely response
- Bottom decile
- 26
- States affected
The verdict
Dynamic Recovery Services, Inc. ranks #1525 of 3,843 financial companies by CFPB complaint volume, with 73 complaints on record. On-time replies land at 13.7%, the 1st percentile for the 100+ complaint peer group.
- #1525
- of 3,843 companies by volume
- 13.7%
- on time (1st pctile)
- Debt collection
- most-complained product
- 26
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Dynamic Recovery Services, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
13.7% Among the lowest higher than 1% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 6 |
| 2014 | 4 |
| 2015 | 15 |
| 2016 | 10 |
| 2017 | 12 |
| 2018 | 10 |
| 2019 | 4 |
| 2020 | 3 |
| 2021 | 9 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Dynamic Recovery Services, Inc.
Dynamic Recovery Services, Inc. carries 73 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 26 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Communication tactics" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Dynamic Recovery Services, Inc. posts a 13.7% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Dynamic Recovery Services, Inc. have?
73 complaints have been filed against Dynamic Recovery Services, Inc. with the CFPB overall - 0 of them in the past year.
Does Dynamic Recovery Services, Inc. respond to complaints on time?
Dynamic Recovery Services, Inc.'s CFPB timely-response rate is 13.7%. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Dynamic Recovery Services, Inc.?
The most complained-about product for Dynamic Recovery Services, Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Dynamic Recovery Services, Inc.?
The most common issue reported by consumers about Dynamic Recovery Services, Inc. is "Communication tactics." All complaint issues are listed above with their counts.
How do I file a complaint against Dynamic Recovery Services, Inc.?
You can file a complaint against Dynamic Recovery Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Dynamic Recovery Services, Inc.?
Consumers in 26 states and territories have filed complaints about Dynamic Recovery Services, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Dynamic Recovery Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (0% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.