CFPB Consumer Complaint Profile

Eagle Recovery Associates, Inc.

What 50 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

50
Total complaints
Mid-range
4
Last 12 months
0%
Timely response
Bottom decile
11
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

50 CFPB complaints put Eagle Recovery Associates, Inc. at #1831 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 0%, the 0th percentile among companies with 100+ complaints.

#1831
of 3,843 companies by volume
0%
on time (0th pctile)
Debt collection
most-complained product
11
states with complaints
F
PlainCredit Trust Score
30/100
Eagle Recovery Associates, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 0.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Eagle Recovery Associates, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

0% Among the lowest in the bottom 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Eagle Recovery Associates, Inc. timely response rate 0.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 24
Debt collection - I do not know 12
Debt collection - Medical 9
Debt collection - Other debt 2
Debt collection - Other (i.e. phone, health club, etc.) 1
Debt collection - Credit card debt 1
Credit card - General-purpose credit card or charge card 1

Top Issues

1.Communication tactics 15
2.Attempts to collect debt not owed 12
3.Threatened to contact someone or share information improperly 6
4.Written notification about debt 5
5.Cont'd attempts collect debt not owed 4
6.Took or threatened to take negative or legal action 3
7.False statements or representation 2
8.Disclosure verification of debt 1
9.Other features, terms, or problems 1
10.Taking/threatening an illegal action 1

Complaints by Year

Year Complaints
2014 1
2015 6
2016 1
2017 3
2018 5
2019 8
2020 5
2021 4
2022 2
2023 4
2024 7
2025 4

Complaints by State (Top 15)

Iowa 15
Illinois 12
Wisconsin 9
Michigan 5
Ohio 1
Indiana 1
Virginia 1
Oklahoma 1
Delaware 1
Nebraska 1
Georgia 1

Company Responses

Untimely response 46
Closed with explanation 4

What the CFPB Complaint Record Shows for Eagle Recovery Associates, Inc.

50 complaints against Eagle Recovery Associates, Inc. appear in the CFPB record, including 4 from the trailing year. The 11 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Eagle Recovery Associates, Inc. posts a 0% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Eagle Recovery Associates, Inc. have?

50 complaints have been filed against Eagle Recovery Associates, Inc. with the CFPB overall - 4 of them in the past year.

Does Eagle Recovery Associates, Inc. respond to complaints on time?

Eagle Recovery Associates, Inc. has a 0% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Eagle Recovery Associates, Inc.?

"Debt collection" draws more CFPB complaints against Eagle Recovery Associates, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Eagle Recovery Associates, Inc.?

"Communication tactics" is the single most frequently cited issue in complaints against Eagle Recovery Associates, Inc. - see all issues and counts above.

How do I file a complaint against Eagle Recovery Associates, Inc.?

You can file a complaint against Eagle Recovery Associates, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Eagle Recovery Associates, Inc.?

Eagle Recovery Associates, Inc. has drawn CFPB complaints from 11 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Eagle Recovery Associates, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026