CFPB Consumer Complaint Profile

Emmett L. Goodman, Jr., LLC

Consumers have filed 32 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

32
Total complaints
Mid-range
0
Last 12 months
96.9%
Timely response
Below median
1
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Emmett L. Goodman, Jr., LLC has accumulated 32 complaints, placing it #2270 by volume. It posts a 96.9% on-time response rate, the 39th percentile among companies with 100+ complaints.

#2270
of 3,843 companies by volume
96.9%
on time (39th pctile)
Debt collection
most-complained product
1
states with complaints
C-
PlainCredit Trust Score
54/100
Emmett L. Goodman, Jr., LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 96.9%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Emmett L. Goodman, Jr., LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.9% Around the middle higher than 39% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Emmett L. Goodman, Jr., LLC timely response rate 96.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card debt 21
Debt collection - Credit card 3
Debt collection - I do not know 3
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Other debt 1
Credit card 1
Debt collection - Mortgage debt 1

Top Issues

1.Took or threatened to take negative or legal action 9
2.Attempts to collect debt not owed 9
3.False statements or representation 5
4.Written notification about debt 4
5.Cont'd attempts collect debt not owed 3
6.Billing statement 1
7.Taking/threatening an illegal action 1

Complaints by Year

Year Complaints
2015 3
2016 3
2017 2
2018 1
2019 5
2020 5
2021 4
2022 3
2023 4
2024 2

Complaints by State (Top 15)

Georgia 31

Company Responses

Closed with explanation 32

What the CFPB Complaint Record Shows for Emmett L. Goodman, Jr., LLC

Emmett L. Goodman, Jr., LLC carries 32 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 1 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.

Emmett L. Goodman, Jr., LLC's timely response rate stands at 96.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Emmett L. Goodman, Jr., LLC have?

The CFPB has logged 32 complaints against Emmett L. Goodman, Jr., LLC to date, of which 0 came in over the last 12 months.

Does Emmett L. Goodman, Jr., LLC respond to complaints on time?

Emmett L. Goodman, Jr., LLC's CFPB timely-response rate is 96.9%. That is a strong response record by CFPB standards.

What product generates the most complaints for Emmett L. Goodman, Jr., LLC?

"Debt collection" draws more CFPB complaints against Emmett L. Goodman, Jr., LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Emmett L. Goodman, Jr., LLC?

The most common issue reported by consumers about Emmett L. Goodman, Jr., LLC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Emmett L. Goodman, Jr., LLC?

You can file a complaint against Emmett L. Goodman, Jr., LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Emmett L. Goodman, Jr., LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026