CFPB Consumer Complaint Profile

Endpoint Resolution Services (ERS)

What 20 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

20
Total complaints
Mid-range
0
Last 12 months
100%
Timely response
Top decile
14
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Endpoint Resolution Services (ERS) has accumulated 20 complaints, placing it #2861 by volume. Its on-time response rate is 100%, the 86th percentile among companies with 100+ complaints.

#2861
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
14
states with complaints
B-
PlainCredit Trust Score
66/100
Endpoint Resolution Services (ERS) · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Endpoint Resolution Services (ERS) vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Endpoint Resolution Services (ERS) timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 8
Debt collection - Credit card debt 5
Debt collection - Payday loan debt 3
Debt collection - Credit card 2
Debt collection - Other debt 1
Payday loan 1

Top Issues

1.Communication tactics 8
2.Threatened to contact someone or share information improperly 3
3.Took or threatened to take negative or legal action 3
4.False statements or representation 2
5.Written notification about debt 1
6.Taking/threatening an illegal action 1
7.Attempts to collect debt not owed 1
8.Charged fees or interest I didn't expect 1

Complaints by Year

Year Complaints
2015 1
2016 1
2017 5
2018 7
2019 5
2021 1

Complaints by State (Top 15)

Texas 4
California 3
New Hampshire 2
Illinois 1
Florida 1
Nebraska 1
Vermont 1
Georgia 1
New York 1
Massachusetts 1
Kentucky 1
Pennsylvania 1
Arizona 1
Indiana 1

Company Responses

Closed with explanation 20

What the CFPB Complaint Record Shows for Endpoint Resolution Services (ERS)

20 complaints against Endpoint Resolution Services (ERS) appear in the CFPB record, including 0 from the trailing year. The 14 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Endpoint Resolution Services (ERS) posts a 100% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Endpoint Resolution Services (ERS) have?

20 complaints have been filed against Endpoint Resolution Services (ERS) with the CFPB overall - 0 of them in the past year.

Does Endpoint Resolution Services (ERS) respond to complaints on time?

Endpoint Resolution Services (ERS) has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Endpoint Resolution Services (ERS)?

"Debt collection" draws more CFPB complaints against Endpoint Resolution Services (ERS) than any other product - see the full breakdown above.

What is the most common complaint issue with Endpoint Resolution Services (ERS)?

"Communication tactics" is the single most frequently cited issue in complaints against Endpoint Resolution Services (ERS) - see all issues and counts above.

How do I file a complaint against Endpoint Resolution Services (ERS)?

You can file a complaint against Endpoint Resolution Services (ERS) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Endpoint Resolution Services (ERS)?

Endpoint Resolution Services (ERS) has drawn CFPB complaints from 14 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Endpoint Resolution Services (ERS): nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026