CFPB Consumer Complaint Profile

Enramex Inc

Behind the 64 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

64
Total complaints
Mid-range
61
Last 12 months
46.9%
Timely response
Bottom decile
17
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Enramex Inc has accumulated 64 complaints, placing it #1626 by volume. It posts a 46.9% on-time response rate, the 3rd percentile among companies with 100+ complaints.

#1626
of 3,843 companies by volume
46.9%
on time (3rd pctile)
Debt collection
most-complained product
17
states with complaints
D
PlainCredit Trust Score
48/100
Enramex Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 46.9%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate C 3.1%
Share of complaints closed with monetary or non-monetary relief

Enramex Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

46.9% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2020 to 2025 complete years

  • Annual CFPB complaint volume moved from 1 in 2020 to 21 in 2025 (2020 → 2025).

See the full year-over-year release diff

Enramex Inc timely response rate 46.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 59
Money transfer, virtual currency, or money service - International money transfer 2
Money transfers - Domestic (US) money transfer 1
Credit reporting or other personal consumer reports - Credit reporting 1
Prepaid card - Gift card 1

Top Issues

1.Took or threatened to take negative or legal action 59
2.Fraud or scam 1
3.Wrong amount charged or received 1
4.Incorrect information on your report 1
5.Money was not available when promised 1
6.Trouble using the card 1

Complaints by Year

Year Complaints
2017 1
2018 1
2020 1
2025 21
2026year in progress 40

Complaints by State (Top 15)

California 15
New York 14
Florida 7
Georgia 4
Texas 3
South Carolina 3
Michigan 3
Washington 2
Oregon 2
Illinois 2
Maryland 2
North Carolina 1
Virginia 1
Pennsylvania 1
Oklahoma 1

Company Responses

Closed with explanation 62
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Enramex Inc

Enramex Inc carries 64 complaints in the CFPB's database, 61 of them filed within the past 12 months. Consumers spanning 17 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Took or threatened to take negative or legal action" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

CFPB-forwarded complaints against Enramex Inc draw a 46.9% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 0% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 3.1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Enramex Inc have?

64 complaints have been filed against Enramex Inc with the CFPB overall - 61 of them in the past year.

Does Enramex Inc respond to complaints on time?

Enramex Inc's CFPB timely-response rate is 46.9%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Enramex Inc?

"Debt collection" draws more CFPB complaints against Enramex Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Enramex Inc?

Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Enramex Inc; the full issue list with counts is above.

How do I file a complaint against Enramex Inc?

You can file a complaint against Enramex Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Enramex Inc?

The CFPB has recorded complaints against Enramex Inc from 17 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Enramex Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026