CFPB Consumer Complaint Profile

Financial Adjustment Bureau, Inc.

20 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

20
Total complaints
Mid-range
0
Last 12 months
90%
Timely response
Bottom quartile
3
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Financial Adjustment Bureau, Inc. has accumulated 20 complaints, placing it #2861 by volume. Its on-time response rate is 90%, the 18th percentile among companies with 100+ complaints.

#2861
of 3,843 companies by volume
90%
on time (18th pctile)
Debt collection
most-complained product
3
states with complaints
D
PlainCredit Trust Score
47/100
Financial Adjustment Bureau, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 90.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Financial Adjustment Bureau, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

90% Among the lowest higher than 18% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Financial Adjustment Bureau, Inc. timely response rate 90.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 12
Debt collection - Medical 4
Debt collection - I do not know 3
Debt collection - Other debt 1

Top Issues

1.Communication tactics 5
2.False statements or representation 4
3.Attempts to collect debt not owed 4
4.Took or threatened to take negative or legal action 2
5.Written notification about debt 2
6.Disclosure verification of debt 2
7.Cont'd attempts collect debt not owed 1

Complaints by Year

Year Complaints
2016 3
2017 1
2018 4
2019 3
2020 4
2021 3
2022 2

Complaints by State (Top 15)

Iowa 12
Illinois 4
Texas 3

Company Responses

Closed with explanation 20

What the CFPB Complaint Record Shows for Financial Adjustment Bureau, Inc.

Financial Adjustment Bureau, Inc. carries 20 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 3 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Financial Adjustment Bureau, Inc. posts a 90% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Financial Adjustment Bureau, Inc. have?

Financial Adjustment Bureau, Inc. has 20 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Financial Adjustment Bureau, Inc. respond to complaints on time?

Financial Adjustment Bureau, Inc. has a 90% timely response rate to CFPB complaints.

What product generates the most complaints for Financial Adjustment Bureau, Inc.?

"Debt collection" draws more CFPB complaints against Financial Adjustment Bureau, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Financial Adjustment Bureau, Inc.?

The most common issue reported by consumers about Financial Adjustment Bureau, Inc. is "Communication tactics." All complaint issues are listed above with their counts.

How do I file a complaint against Financial Adjustment Bureau, Inc.?

You can file a complaint against Financial Adjustment Bureau, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Financial Adjustment Bureau, Inc.?

Financial Adjustment Bureau, Inc. has drawn CFPB complaints from 3 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Financial Adjustment Bureau, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026