CFPB Consumer Complaint Profile

FinFit Holding Co, LLC

What 30 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

30
Total complaints
10
Last 12 months
100%
Timely response
17
States affected

The verdict

FinFit Holding Co, LLC ranks #2336 of 3,848 financial companies by CFPB complaint volume, with 30 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#2336
of 3,848 companies by volume
100%
answered on time
Credit reporting or …
most-complained product
17
states with complaints
FinFit Holding Co, LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Credit reporting or other personal consumer reports — Credit reporting 12
Debt collection — I do not know 5
Payday loan, title loan, personal loan, or advance loan — Installment loan 5
Payday loan, title loan, personal loan, or advance loan — Payday loan 4
Payday loan, title loan, personal loan, or advance loan — Earned wage access 2
Payday loan, title loan, personal loan, or advance loan — Personal line of credit 2

Top Issues

1.Incorrect information on your report 9
2.Charged fees or interest you didn't expect 3
3.Getting the loan 3
4.Problem with a company's investigation into an existing problem 2
5.Attempts to collect debt not owed 2
6.Problem with the payoff process at the end of the loan 2
7.Communication tactics 1
8.Problem when making payments 1
9.Confusing or missing disclosures 1
10.Unable to get your credit report or credit score 1

Complaints by Year

Year Complaints
2023 2
2024 13
2025 12
2026 3

Complaints by State (Top 15)

Florida 7
Texas 3
Ohio 2
Louisiana 2
Pennsylvania 2
Hawaii 2
New Jersey 2
Indiana 1
Oregon 1
Tennessee 1
Georgia 1
California 1
South Dakota 1
Nevada 1
Illinois 1

Company Responses

Closed with explanation 30

What the CFPB Complaint Record Shows for FinFit Holding Co, LLC

The CFPB Consumer Complaint Database has logged 30 complaints against FinFit Holding Co, LLC overall, with 10 of those filed in the trailing 12 months. Reports have come from consumers in 17 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

FinFit Holding Co, LLC's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does FinFit Holding Co, LLC have?

FinFit Holding Co, LLC has 30 total consumer complaints filed with the CFPB, with 10 filed in the last 12 months.

Does FinFit Holding Co, LLC respond to complaints on time?

FinFit Holding Co, LLC has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for FinFit Holding Co, LLC?

The most complained-about product for FinFit Holding Co, LLC is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with FinFit Holding Co, LLC?

The most common issue reported by consumers about FinFit Holding Co, LLC is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against FinFit Holding Co, LLC?

You can file a complaint against FinFit Holding Co, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about FinFit Holding Co, LLC?

Consumers in 17 states and territories have filed complaints about FinFit Holding Co, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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