CFPB Consumer Complaint Profile

R & B Corporation of Virginia

1,320 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

1,320
Total complaints
Among the highest
26
Last 12 months
95.6%
Timely response
Below median
44
States affected

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The verdict

1,320 CFPB complaints put R & B Corporation of Virginia at #280 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 95.6%, the 32nd percentile among companies with 100+ complaints.

#280
of 3,843 companies by volume
95.6%
on time (32nd pctile)
Debt collection
most-complained product
44
states with complaints
C-
PlainCredit Trust Score
52/100
R & B Corporation of Virginia · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.6%
Share of complaints answered within the CFPB response window
Dispute Rate C- 16.6%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.1%
Share of complaints closed with monetary or non-monetary relief

R & B Corporation of Virginia vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.6% Around the middle higher than 32% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 86 in 2024 to 15 in 2025 (2024 → 2025).

See the full year-over-year release diff

R & B Corporation of Virginia timely response rate 95.6%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 546
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 216
Debt collection - Other debt 200
Debt collection - I do not know 146
Debt collection - Other (i.e. phone, health club, etc.) 69
Debt collection - Medical 53
Credit reporting or other personal consumer reports - Credit reporting 33
Debt collection - Credit card debt 32
Debt collection - Telecommunications debt 14
Credit reporting 4

Top Issues

1.Attempts to collect debt not owed 414
2.Written notification about debt 324
3.Incorrect information on your report 113
4.False statements or representation 78
5.Problem with a credit reporting company's investigation into an existing problem 72
6.Cont'd attempts collect debt not owed 72
7.Took or threatened to take negative or legal action 71
8.Improper use of your report 57
9.Disclosure verification of debt 45
10.Communication tactics 33

Complaints by Year

Year Complaints
2013 5
2014 34
2015 41
2016 46
2017 57
2018 65
2019 92
2020 157
2021 292
2022 246
2023 170
2024 86
2025 15
2026year in progress 14

Complaints by State (Top 15)

Virginia 718
California 165
Florida 57
North Carolina 55
Texas 37
Arizona 34
Georgia 23
Maryland 21
Louisiana 18
Nevada 16
New York 14
Oklahoma 13
Indiana 12
Arkansas 10
Tennessee 9

Company Responses

Closed with explanation 1,287
Closed with non-monetary relief 28
Closed 5

What the CFPB Complaint Record Shows for R & B Corporation of Virginia

The CFPB Consumer Complaint Database has logged 1,320 complaints against R & B Corporation of Virginia overall, with 26 of those filed in the trailing 12 months. Reports have come from consumers in 44 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

R & B Corporation of Virginia's timely response rate stands at 95.6%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response at a 16.6% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 2.1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does R & B Corporation of Virginia have?

R & B Corporation of Virginia has 1,320 total consumer complaints filed with the CFPB, with 26 filed in the last 12 months.

Does R & B Corporation of Virginia respond to complaints on time?

CFPB complaints against R & B Corporation of Virginia draw a 95.6% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for R & B Corporation of Virginia?

Among all products tied to R & B Corporation of Virginia, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with R & B Corporation of Virginia?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against R & B Corporation of Virginia - see all issues and counts above.

How do I file a complaint against R & B Corporation of Virginia?

You can file a complaint against R & B Corporation of Virginia directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about R & B Corporation of Virginia?

R & B Corporation of Virginia has drawn CFPB complaints from 44 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for R & B Corporation of Virginia: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (16.6% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026