CFPB Consumer Complaint Profile
Forster, Garbus and Garbus
The CFPB complaints on file trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 42
- Total complaints
- Mid-range
- 0
- Last 12 months
- 95.2%
- Timely response
- Below median
- 3
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Forster, Garbus and Garbus sits at #1996. For answering complaints on time it stands at the 30th percentile in the 100+ complaint peer group.
- Debt collection
- most-complained product
- NJ
- state with the most complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Forster, Garbus and Garbus vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
95.2% Around the middle higher than 30% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 5 |
| 2014 | 8 |
| 2015 | 4 |
| 2016 | 5 |
| 2017 | 8 |
| 2018 | 5 |
| 2019 | 1 |
| 2020 | 4 |
| 2021 | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Forster, Garbus and Garbus
The CFPB Consumer Complaint Database shows a geographically concentrated complaint footprint for Forster, Garbus and Garbus, with consumers across the country filing against it. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Took or threatened to take negative or legal action" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate clears the industry benchmark, pointing to intake and escalation processes that are working as intended. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Forster, Garbus and Garbus: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (24% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Forster, Garbus and Garbus have?
42 complaints have been filed against Forster, Garbus and Garbus with the CFPB overall - 0 of them in the past year.
Does Forster, Garbus and Garbus respond to complaints on time?
Forster, Garbus and Garbus's CFPB timely-response rate is 95.2%. This is considered excellent.
What product generates the most complaints for Forster, Garbus and Garbus?
The most complained-about product for Forster, Garbus and Garbus is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Forster, Garbus and Garbus?
Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Forster, Garbus and Garbus; the full issue list with counts is above.
How do I file a complaint against Forster, Garbus and Garbus?
You can file a complaint against Forster, Garbus and Garbus directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Forster, Garbus and Garbus?
Forster, Garbus and Garbus has drawn CFPB complaints from 3 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.