CFPB Consumer Complaint Profile

Fundo LLC

101 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

101
Total complaints
Mid-range
54
Last 12 months
82.2%
Timely response
Bottom quartile
29
States affected

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The verdict

Fundo LLC ranks #1327 of 3,843 financial companies by CFPB complaint volume, with 101 complaints on record. On-time replies land at 82.2%, the 10th percentile for the 100+ complaint peer group.

#1327
of 3,843 companies by volume
82.2%
on time (10th pctile)
Payday loan, title l…
most-complained product
29
states with complaints
F
PlainCredit Trust Score
35/100
Fundo LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 82.2%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate D 1.0%
Share of complaints closed with monetary or non-monetary relief

Fundo LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

82.2% Among the lowest higher than 10% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 29 in 2024 to 58 in 2025 (2024 → 2025).

See the full year-over-year release diff

Fundo LLC timely response rate 82.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, personal loan, or advance loan - Payday loan 26
Payday loan, title loan, personal loan, or advance loan - Other advances of future income 18
Payday loan, title loan, personal loan, or advance loan - Installment loan 14
Debt collection - Other debt 12
Debt collection - Payday loan debt 8
Debt collection - I do not know 7
Payday loan, title loan, personal loan, or advance loan - Earned wage access 5
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 4
Payday loan, title loan, or personal loan - Installment loan 3
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Charged fees or interest you didn't expect 18
2.Took or threatened to take negative or legal action 13
3.Confusing or missing disclosures 11
4.Problem with the payoff process at the end of the loan 8
5.Issues with repayment 7
6.Attempts to collect debt not owed 5
7.Struggling to pay your loan 5
8.Problem when making payments 5
9.Received a loan you didn't apply for 4
10.Money was taken from your bank account on the wrong day or for the wrong amount 4

Complaints by Year

Year Complaints
2022 3
2023 5
2024 29
2025 58
2026year in progress 6

Complaints by State (Top 15)

Florida 17
Pennsylvania 11
Georgia 10
Texas 10
Virginia 6
North Carolina 5
Missouri 4
Maryland 4
Ohio 4
Colorado 3
Massachusetts 3
Louisiana 2
Connecticut 2
Illinois 2
Alabama 2

Company Responses

Closed with explanation 100
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Fundo LLC

The CFPB Consumer Complaint Database has logged 101 complaints against Fundo LLC overall, with 54 of those filed in the trailing 12 months. Reports have come from consumers in 29 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Payday loan, title loan, personal loan, or advance loan," which sits at the top of the product breakdown. The specific issue named most within that category is "Charged fees or interest you didn't expect," a reasonable starting point for understanding recurring friction.

Fundo LLC's timely response rate stands at 82.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 1% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Fundo LLC have?

Fundo LLC has 101 total consumer complaints filed with the CFPB, with 54 filed in the last 12 months.

Does Fundo LLC respond to complaints on time?

Fundo LLC's CFPB timely-response rate is 82.2%.

What product generates the most complaints for Fundo LLC?

"Payday loan, title loan, personal loan, or advance loan" draws more CFPB complaints against Fundo LLC than any other product - see the full breakdown above.

What is the most common complaint issue with Fundo LLC?

Consumers most often cite "Charged fees or interest you didn't expect" when complaining about Fundo LLC; the full issue list with counts is above.

How do I file a complaint against Fundo LLC?

You can file a complaint against Fundo LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Fundo LLC?

Fundo LLC has drawn CFPB complaints from 29 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Payday loan, title loan, personal loan, or advance loan

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026