CFPB Consumer Complaint Profile

General Collection Co.

13 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

13
Total complaints
Below average
1
Last 12 months
100%
Timely response
Top decile
6
States affected

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The verdict

13 CFPB complaints put General Collection Co. at #3408 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#3408
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
6
states with complaints
A
PlainCredit Trust Score
88/100
General Collection Co. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate A- 15.4%
Share of complaints closed with monetary or non-monetary relief

General Collection Co. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

General Collection Co. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 5
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Other debt 2
Debt collection - Credit card 1
Debt collection - Credit card debt 1
Credit reporting or other personal consumer reports - Credit reporting 1
Debt collection - I do not know 1

Top Issues

1.Communication tactics 3
2.False statements or representation 3
3.Written notification about debt 2
4.Attempts to collect debt not owed 2
5.Took or threatened to take negative or legal action 2
6.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2013 1
2015 1
2016 1
2017 2
2018 1
2019 1
2020 1
2021 2
2024 1
2025 2

Complaints by State (Top 15)

Nebraska 6
Louisiana 2
Texas 1
Georgia 1
North Carolina 1
Iowa 1

Company Responses

Closed with explanation 11
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for General Collection Co.

General Collection Co. carries 13 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 6 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, General Collection Co. posts a 100% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 15.4%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does General Collection Co. have?

13 complaints have been filed against General Collection Co. with the CFPB overall - 1 of them in the past year.

Does General Collection Co. respond to complaints on time?

CFPB complaints against General Collection Co. draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for General Collection Co.?

Among all products tied to General Collection Co., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with General Collection Co.?

"Communication tactics" is the single most frequently cited issue in complaints against General Collection Co. - see all issues and counts above.

How do I file a complaint against General Collection Co.?

You can file a complaint against General Collection Co. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about General Collection Co.?

The CFPB has recorded complaints against General Collection Co. from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for General Collection Co.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026