CFPB Consumer Complaint Profile

General Recovery Services of WV, Inc.

What 11 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

11
Total complaints
Below average
9
Last 12 months
0%
Timely response
Bottom decile
7
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, General Recovery Services of WV, Inc. has accumulated 11 complaints, placing it #3589 by volume. It posts a 0% on-time response rate, the 0th percentile among companies with 100+ complaints.

#3589
of 3,843 companies by volume
0%
on time (0th pctile)
Debt collection
most-complained product
7
states with complaints
F
PlainCredit Trust Score
30/100
General Recovery Services of WV, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 0.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

General Recovery Services of WV, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

0% Among the lowest in the bottom 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

General Recovery Services of WV, Inc. timely response rate 0.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Payday loan debt 4
Payday loan, title loan, personal loan, or advance loan - Payday loan 2
Debt collection - I do not know 2
Credit reporting or other personal consumer reports - Credit reporting 1
Debt collection - Other debt 1
Debt collection - Payday loan 1

Top Issues

1.Took or threatened to take negative or legal action 3
2.Attempts to collect debt not owed 2
3.Communication tactics 2
4.Incorrect information on your report 1
5.Received a loan you didn't apply for 1
6.Loan payment wasn't credited to your account 1
7.False statements or representation 1

Complaints by Year

Year Complaints
2016 1
2018 1
2025 8
2026year in progress 1

Complaints by State (Top 15)

Washington 2
New York 2
Texas 2
Alabama 1
Oklahoma 1
California 1
Indiana 1

Company Responses

Untimely response 11

What the CFPB Complaint Record Shows for General Recovery Services of WV, Inc.

The CFPB Consumer Complaint Database has logged 11 complaints against General Recovery Services of WV, Inc. overall, with 9 of those filed in the trailing 12 months. Reports have come from consumers in 7 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, General Recovery Services of WV, Inc. posts a 0% reply rate on forwarded complaints. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response carried a 0% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does General Recovery Services of WV, Inc. have?

General Recovery Services of WV, Inc. has 11 total consumer complaints filed with the CFPB, with 9 filed in the last 12 months.

Does General Recovery Services of WV, Inc. respond to complaints on time?

General Recovery Services of WV, Inc. has a 0% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for General Recovery Services of WV, Inc.?

The most complained-about product for General Recovery Services of WV, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with General Recovery Services of WV, Inc.?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against General Recovery Services of WV, Inc. - see all issues and counts above.

How do I file a complaint against General Recovery Services of WV, Inc.?

You can file a complaint against General Recovery Services of WV, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about General Recovery Services of WV, Inc.?

General Recovery Services of WV, Inc. has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for General Recovery Services of WV, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026