CFPB Consumer Complaint Profile

Georgia Student Finance Authority

What 267 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

267
Total complaints
88
Last 12 months
65.9%
Timely response
24
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Georgia Student Finance Authority has accumulated 267 complaints, placing it #759 by volume. 65.9% of its complaints get an on-time reply, falling short of the 93% median for the 100+ complaint peer group.

#759
of 3,848 companies by volume
65.9%
answered on time
Credit reporting or …
most-complained product
24
states with complaints
Georgia Student Finance Authority timely response rate 65.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 73
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 63
Student loan - Private student loan 60
Student loan - Federal student loan servicing 33
Debt collection - I do not know 18
Debt collection - Private student loan debt 9
Student loan - Non-federal student loan 4
Debt collection - Federal student loan debt 3
Debt collection - Other debt 1
Debt collection - Payday loan debt 1

Top Issues

1.Incorrect information on your report 114
2.Improper use of your report 32
3.Problem with a credit reporting company's investigation into an existing problem 23
4.Dealing with your lender or servicer 18
5.Struggling to repay your loan 15
6.Problem with a company's investigation into an existing problem 15
7.Attempts to collect debt not owed 13
8.Written notification about debt 7
9.False statements or representation 5
10.Took or threatened to take negative or legal action 5

Complaints by Year

Year Complaints
2012 1
2014 2
2015 1
2016 3
2017 8
2018 8
2019 7
2020 10
2021 27
2022 27
2023 31
2024 36
2025 89
2026 17

Complaints by State (Top 15)

Georgia 209
Florida 10
Texas 8
Washington 5
Ohio 4
Tennessee 3
Colorado 3
Virginia 3
South Carolina 2
Wisconsin 2
North Carolina 2
Nebraska 2
New York 2
California 1
AE 1

Company Responses

Closed with explanation 209
Untimely response 53
Closed with non-monetary relief 4
Closed 1

What the CFPB Complaint Record Shows for Georgia Student Finance Authority

Georgia Student Finance Authority carries 267 complaints in the CFPB's database, 88 of them filed within the past 12 months. Consumers spanning 24 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.

Georgia Student Finance Authority's timely response rate stands at 65.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response was formally disputed in 20% of resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 1.5% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Georgia Student Finance Authority have?

The CFPB has logged 267 complaints against Georgia Student Finance Authority to date, of which 88 came in over the last 12 months.

Does Georgia Student Finance Authority respond to complaints on time?

Georgia Student Finance Authority has a 65.9% timely response rate to CFPB complaints. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Georgia Student Finance Authority?

"Credit reporting or other personal consumer reports" draws more CFPB complaints against Georgia Student Finance Authority than any other product - see the full breakdown above.

What is the most common complaint issue with Georgia Student Finance Authority?

The most common issue reported by consumers about Georgia Student Finance Authority is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Georgia Student Finance Authority?

You can file a complaint against Georgia Student Finance Authority directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Georgia Student Finance Authority?

The CFPB has recorded complaints against Georgia Student Finance Authority from 24 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026