CFPB Consumer Complaint Profile

GMA Investments, LLC

What 196 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

196
Total complaints
Above average
24
Last 12 months
45.4%
Timely response
Bottom decile
36
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, GMA Investments, LLC sits at #953, with 196 complaints logged. It posts a 45.4% on-time response rate, the 3rd percentile among companies with 100+ complaints.

#953
of 3,843 companies by volume
45.4%
on time (3rd pctile)
Debt collection
most-complained product
36
states with complaints
F
PlainCredit Trust Score
35/100
GMA Investments, LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 45.4%
Share of complaints answered within the CFPB response window
Dispute Rate C- 16.7%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.0%
Share of complaints closed with monetary or non-monetary relief

GMA Investments, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

45.4% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

GMA Investments, LLC timely response rate 45.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 77
Debt collection - Payday loan debt 51
Debt collection - Other debt 16
Debt collection - Payday loan 14
Debt collection - Credit card 12
Debt collection - Other (i.e. phone, health club, etc.) 7
Consumer Loan - Installment loan 4
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Debt collection - Credit card debt 3
Payday loan 2

Top Issues

1.Communication tactics 65
2.Took or threatened to take negative or legal action 25
3.Threatened to contact someone or share information improperly 16
4.Cont'd attempts collect debt not owed 15
5.Attempts to collect debt not owed 15
6.Improper contact or sharing of info 10
7.False statements or representation 10
8.Taking/threatening an illegal action 9
9.Written notification about debt 9
10.Disclosure verification of debt 8

Complaints by Year

Year Complaints
2015 33
2016 29
2017 34
2018 28
2019 25
2020 5
2022 1
2024 14
2025 22
2026year in progress 5

Complaints by State (Top 15)

California 22
Florida 18
Texas 18
Virginia 11
Nevada 10
Missouri 10
Wisconsin 7
South Carolina 7
Tennessee 7
Georgia 6
Ohio 5
Oklahoma 5
Washington 5
Illinois 5
Alabama 5

Company Responses

Closed with explanation 112
Untimely response 73
Closed 7
Closed with non-monetary relief 3
Closed with monetary relief 1

What the CFPB Complaint Record Shows for GMA Investments, LLC

GMA Investments, LLC carries 196 complaints in the CFPB's database, 24 of them filed within the past 12 months. Consumers spanning 36 states and territories have weighed in, giving this a multi-regional footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Communication tactics" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

GMA Investments, LLC's timely response rate stands at 45.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response carried a 16.7% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 2% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does GMA Investments, LLC have?

196 complaints have been filed against GMA Investments, LLC with the CFPB overall - 24 of them in the past year.

Does GMA Investments, LLC respond to complaints on time?

GMA Investments, LLC's CFPB timely-response rate is 45.4%. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for GMA Investments, LLC?

The most complained-about product for GMA Investments, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with GMA Investments, LLC?

"Communication tactics" is the single most frequently cited issue in complaints against GMA Investments, LLC - see all issues and counts above.

How do I file a complaint against GMA Investments, LLC?

You can file a complaint against GMA Investments, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about GMA Investments, LLC?

The CFPB has recorded complaints against GMA Investments, LLC from 36 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for GMA Investments, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (16.7% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026