CFPB Consumer Complaint Profile

Grey Inc

What 12 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

12
Total complaints
11
Last 12 months
58.3%
Timely response
1
States affected

The verdict

Grey Inc ranks #3497 of 3,848 financial companies by CFPB complaint volume, with 12 complaints on record. It answers 58.3% of complaints on time — below the 93% median for companies with 100+ complaints.

#3497
of 3,848 companies by volume
58.3%
answered on time
Money transfer, virt…
most-complained product
1
states with complaints
Grey Inc timely response rate 58.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Money transfer, virtual currency, or money service — International money transfer 7
Money transfer, virtual currency, or money service — Mobile or digital wallet 2
Money transfer, virtual currency, or money service — Foreign currency exchange 1
Checking or savings account — Savings account 1
Credit card — General-purpose credit card or charge card 1

Top Issues

1.Other transaction problem 4
2.Fraud or scam 2
3.Confusing or missing disclosures 2
4.Trouble accessing funds in your mobile or digital wallet 1
5.Wrong amount charged or received 1
6.Closing an account 1
7.Trouble using your card 1

Complaints by Year

Year Complaints
2025 10
2026 2

Complaints by State (Top 15)

New York 1

Company Responses

Closed with explanation 11
Untimely response 1

What the CFPB Complaint Record Shows for Grey Inc

The CFPB Consumer Complaint Database has logged 12 complaints against Grey Inc overall, with 11 of those filed in the trailing 12 months. Reports have come from consumers in 1 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Money transfer, virtual currency, or money service," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Other transaction problem" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Grey Inc's timely response rate stands at 58.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Grey Inc have?

Grey Inc has 12 total consumer complaints filed with the CFPB, with 11 filed in the last 12 months.

Does Grey Inc respond to complaints on time?

Grey Inc has a 58.3% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Grey Inc?

The most complained-about product for Grey Inc is "Money transfer, virtual currency, or money service." You can view the full product breakdown on this page.

What is the most common complaint issue with Grey Inc?

The most common issue reported by consumers about Grey Inc is "Other transaction problem." All complaint issues are listed above with their counts.

How do I file a complaint against Grey Inc?

You can file a complaint against Grey Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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