CFPB Consumer Complaint Profile
Guidiville Indian Rancheria
Behind the 79 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 79
- Total complaints
- Mid-range
- 1
- Last 12 months
- 74.7%
- Timely response
- Bottom decile
- 26
- States affected
The verdict
79 CFPB complaints put Guidiville Indian Rancheria at #1480 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 74.7%, the 7th percentile for the 100+ complaint peer group.
- #1480
- of 3,843 companies by volume
- 74.7%
- on time (7th pctile)
- Debt collection
- most-complained product
- 26
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Guidiville Indian Rancheria vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
74.7% Among the lowest higher than 7% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 9 |
| 2014 | 22 |
| 2015 | 21 |
| 2016 | 11 |
| 2017 | 5 |
| 2018 | 4 |
| 2019 | 1 |
| 2020 | 1 |
| 2021 | 2 |
| 2022 | 1 |
| 2024 | 1 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Guidiville Indian Rancheria
Guidiville Indian Rancheria carries 79 complaints in the CFPB's database, 1 of them filed within the past 12 months. Consumers spanning 26 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Taking/threatening an illegal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
CFPB-forwarded complaints against Guidiville Indian Rancheria draw a 74.7% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Resolved cases drew a formal consumer-dispute rate of 12.1% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 2.5% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Guidiville Indian Rancheria have?
79 complaints have been filed against Guidiville Indian Rancheria with the CFPB overall - 1 of them in the past year.
Does Guidiville Indian Rancheria respond to complaints on time?
Guidiville Indian Rancheria has a 74.7% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.
What product generates the most complaints for Guidiville Indian Rancheria?
"Debt collection" draws more CFPB complaints against Guidiville Indian Rancheria than any other product - see the full breakdown above.
What is the most common complaint issue with Guidiville Indian Rancheria?
"Taking/threatening an illegal action" is the single most frequently cited issue in complaints against Guidiville Indian Rancheria - see all issues and counts above.
How do I file a complaint against Guidiville Indian Rancheria?
You can file a complaint against Guidiville Indian Rancheria directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Guidiville Indian Rancheria?
The CFPB has recorded complaints against Guidiville Indian Rancheria from 26 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Guidiville Indian Rancheria: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (12.1% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.