CFPB Consumer Complaint Profile

Guidiville Indian Rancheria

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

79
Total complaints
Mid-range
1
Last 12 months
74.7%
Timely response
Bottom decile
26
States affected

The verdict

By CFPB complaint volume, Guidiville Indian Rancheria is #1480 out of 3,843 financial companies. For answering complaints on time it stands at the 7th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
OH
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
43/100
Guidiville Indian Rancheria · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 74.7%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 12.1%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 2.5%
Share of complaints closed with monetary or non-monetary relief

Guidiville Indian Rancheria vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

74.7% Among the lowest higher than 7% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - Payday loan 30
Payday loan 26
Consumer Loan - Installment loan 7
Payday loan, title loan, or personal loan - Payday loan 5
Payday loan, title loan, or personal loan - Installment loan 2
Debt collection - Other (i.e. phone, health club, etc.) 2
Debt collection - Payday loan debt 2
Credit reporting or other personal consumer reports - Other personal consumer report 1
Payday loan, title loan, personal loan, or advance loan - Installment loan 1
Payday loan, title loan, or personal loan - Personal line of credit 1

Top Issues

1.Taking/threatening an illegal action 16
2.Charged fees or interest I didn't expect 15
3.Communication tactics 11
4.Managing the loan or lease 5
5.Can't stop charges to bank account 4
6.Charged fees or interest you didn't expect 4
7.Cont'd attempts collect debt not owed 4
8.Can't contact lender 3
9.Applied for loan/did not receive money 2
10.False statements or representation 2

Complaints by Year

Year Complaints
2013 9
2014 22
2015 21
2016 11
2017 5
2018 4
2019 1
2020 1
2021 2
2022 1
2024 1
2026year in progress 1

Complaints by State (Top 15)

Ohio 8
California 7
Virginia 5
Illinois 5
Indiana 5
New Jersey 5
Arizona 4
Florida 4
North Carolina 4
Michigan 3
Tennessee 3
New York 3
Texas 3
Kentucky 2
Missouri 2

Company Responses

Closed with explanation 73
Untimely response 4
Closed with monetary relief 2

What the CFPB Complaint Record Shows for Guidiville Indian Rancheria

Guidiville Indian Rancheria draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Taking/threatening an illegal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is far under the 95% benchmark, a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Guidiville Indian Rancheria: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (12.1% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Guidiville Indian Rancheria have?

79 complaints have been filed against Guidiville Indian Rancheria with the CFPB overall - 1 of them in the past year.

Does Guidiville Indian Rancheria respond to complaints on time?

Guidiville Indian Rancheria has a 74.7% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Guidiville Indian Rancheria?

"Debt collection" draws more CFPB complaints against Guidiville Indian Rancheria than any other product - see the full breakdown above.

What is the most common complaint issue with Guidiville Indian Rancheria?

"Taking/threatening an illegal action" is the single most frequently cited issue in complaints against Guidiville Indian Rancheria - see all issues and counts above.

How do I file a complaint against Guidiville Indian Rancheria?

You can file a complaint against Guidiville Indian Rancheria directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Guidiville Indian Rancheria?

The CFPB has recorded complaints against Guidiville Indian Rancheria from 26 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Guidiville Indian Rancheria's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.