CFPB Consumer Complaint Profile

Immediate Recovery Group, Inc

Behind the 18 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

18
Total complaints
Below average
0
Last 12 months
0%
Timely response
Bottom decile
11
States affected

The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Immediate Recovery Group, Inc sits at #3004, with 18 complaints logged. On-time replies land at 0%, the 0th percentile for the 100+ complaint peer group.

#3004
of 3,843 companies by volume
0%
on time (0th pctile)
Debt collection
most-complained product
11
states with complaints
F
PlainCredit Trust Score
30/100
Immediate Recovery Group, Inc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 0.0%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Immediate Recovery Group, Inc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

0% Among the lowest in the bottom 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Immediate Recovery Group, Inc timely response rate 0.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Federal student loan 5
Debt collection - Federal student loan debt 4
Debt collection - Payday loan 2
Debt collection - I do not know 2
Student loan - Private student loan 2
Student loan - Federal student loan servicing 1
Payday loan 1
Debt collection - Credit card debt 1

Top Issues

1.Written notification about debt 4
2.Communication tactics 3
3.Disclosure verification of debt 2
4.Took or threatened to take negative or legal action 2
5.Dealing with your lender or servicer 2
6.Dealing with my lender or servicer 1
7.Can't contact lender 1
8.Attempts to collect debt not owed 1
9.Taking/threatening an illegal action 1
10.False statements or representation 1

Complaints by Year

Year Complaints
2014 1
2015 4
2016 2
2017 3
2018 4
2019 2
2020 2

Complaints by State (Top 15)

Texas 3
Pennsylvania 2
Florida 2
Michigan 2
Iowa 1
Tennessee 1
Kansas 1
Arizona 1
Ohio 1
Puerto Rico 1
Montana 1

Company Responses

Untimely response 18

What the CFPB Complaint Record Shows for Immediate Recovery Group, Inc

The CFPB Consumer Complaint Database has logged 18 complaints against Immediate Recovery Group, Inc overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 11 states and territories, making this a geographically concentrated complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Written notification about debt," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Immediate Recovery Group, Inc draw a 0% reply rate inside the Bureau's 15-day window. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. Resolved cases drew a formal consumer-dispute rate of 0% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Immediate Recovery Group, Inc have?

18 complaints have been filed against Immediate Recovery Group, Inc with the CFPB overall - 0 of them in the past year.

Does Immediate Recovery Group, Inc respond to complaints on time?

CFPB complaints against Immediate Recovery Group, Inc draw a 0% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Immediate Recovery Group, Inc?

"Debt collection" draws more CFPB complaints against Immediate Recovery Group, Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Immediate Recovery Group, Inc?

"Written notification about debt" is the single most frequently cited issue in complaints against Immediate Recovery Group, Inc - see all issues and counts above.

How do I file a complaint against Immediate Recovery Group, Inc?

You can file a complaint against Immediate Recovery Group, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Immediate Recovery Group, Inc?

The CFPB has recorded complaints against Immediate Recovery Group, Inc from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Immediate Recovery Group, Inc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Immediate Recovery Group, Inc have?

18 complaints have been filed against Immediate Recovery Group, Inc with the CFPB overall - 0 of them in the past year.

Does Immediate Recovery Group, Inc respond to complaints on time?

CFPB complaints against Immediate Recovery Group, Inc draw a 0% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Immediate Recovery Group, Inc?

"Debt collection" draws more CFPB complaints against Immediate Recovery Group, Inc than any other product - see the full breakdown above.

What is the most common complaint issue with Immediate Recovery Group, Inc?

"Written notification about debt" is the single most frequently cited issue in complaints against Immediate Recovery Group, Inc - see all issues and counts above.

How do I file a complaint against Immediate Recovery Group, Inc?

You can file a complaint against Immediate Recovery Group, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Immediate Recovery Group, Inc?

The CFPB has recorded complaints against Immediate Recovery Group, Inc from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Immediate Recovery Group, Inc's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.