CFPB Consumer Complaint Profile

Inflection.com, Inc.

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

34
Total complaints
Mid-range
8
Last 12 months
97.1%
Timely response
Below median
21
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

By CFPB complaint volume, Inflection.com, Inc. is #2211 out of 3,843 financial companies. Its on-time response record is at the 40th percentile among companies with 100+ complaints.

Credit reporting or …
most-complained product
NC
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
59/100
Inflection.com, Inc. · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.1%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C- 2.9%
Share of complaints closed with monetary or non-monetary relief

Inflection.com, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.1% Around the middle higher than 40% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Other personal consumer report 17
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 15
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Credit reporting or other personal consumer reports - Credit reporting 1

Top Issues

1.Incorrect information on your report 27
2.Improper use of your report 3
3.Problem with a company's investigation into an existing issue 2
4.Problem with a credit reporting company's investigation into an existing problem 1
5.Identity theft protection or other monitoring services 1

Complaints by Year

Year Complaints
2020 5
2021 7
2022 3
2023 4
2024 6
2025 7
2026year in progress 2

Complaints by State (Top 15)

North Carolina 4
Utah 3
Georgia 3
Texas 3
Minnesota 2
Colorado 2
Arizona 2
Florida 2
Pennsylvania 1
Wyoming 1
California 1
West Virginia 1
District of Columbia 1
Michigan 1
North Dakota 1

Company Responses

Closed with explanation 33
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Inflection.com, Inc.

In the CFPB record, Inflection.com, Inc. has a multi-regional complaint footprint. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Inflection.com, Inc. have?

Inflection.com, Inc. has 34 total consumer complaints filed with the CFPB, with 8 filed in the last 12 months.

Does Inflection.com, Inc. respond to complaints on time?

CFPB complaints against Inflection.com, Inc. draw a 97.1% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Inflection.com, Inc.?

The most complained-about product for Inflection.com, Inc. is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Inflection.com, Inc.?

Consumers most often cite "Incorrect information on your report" when complaining about Inflection.com, Inc.; the full issue list with counts is above.

How do I file a complaint against Inflection.com, Inc.?

You can file a complaint against Inflection.com, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Inflection.com, Inc.?

Inflection.com, Inc. has drawn CFPB complaints from 21 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Inflection.com, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.