Integrity Solution Services, Inc.

CFPB Consumer Complaint Profile

166
Total Complaints
0
Last 12 Months
100%
Timely Response
37
States Affected
Integrity Solution Services, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical 41
Debt collection — I do not know 36
Debt collection — Other (i.e. phone, health club, etc.) 33
Student loan — Non-federal student loan 14
Debt collection — Credit card 13
Debt collection — Non-federal student loan 12
Debt collection — Federal student loan 5
Debt collection — Payday loan 2
Debt collection — Auto 2
Credit reporting 2

Top Issues

1.Cont'd attempts collect debt not owed 63
2.Communication tactics 33
3.Disclosure verification of debt 22
4.False statements or representation 14
5.Improper contact or sharing of info 9
6.Problems when you are unable to pay 5
7.Dealing with my lender or servicer 5
8.Can't repay my loan 3
9.Taking/threatening an illegal action 2
10.Incorrect information on credit report 2

Complaints by Year

Year Complaints
2012 2
2013 37
2014 84
2015 22
2016 13
2017 8

Complaints by State (Top 15)

Florida 23
Texas 14
Arizona 12
New Jersey 10
California 9
New York 8
Pennsylvania 6
Georgia 6
Massachusetts 6
Ohio 5
Louisiana 5
Illinois 5
Maryland 4
Alabama 4
Washington 4

Company Responses

Closed with explanation 164
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Integrity Solution Services, Inc.

The CFPB Consumer Complaint Database has logged 166 complaints against Integrity Solution Services, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 37 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Integrity Solution Services, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 8.7% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 1.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Integrity Solution Services, Inc. have?

Integrity Solution Services, Inc. has 166 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Integrity Solution Services, Inc. respond to complaints on time?

Integrity Solution Services, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Integrity Solution Services, Inc.?

The most complained-about product for Integrity Solution Services, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Integrity Solution Services, Inc.?

The most common issue reported by consumers about Integrity Solution Services, Inc. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Integrity Solution Services, Inc.?

You can file a complaint against Integrity Solution Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Integrity Solution Services, Inc.?

Consumers in 37 states and territories have filed complaints about Integrity Solution Services, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related