CFPB Consumer Complaint Profile

Security Finance Corp

Consumers have filed complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

1,782
Total complaints
Among the highest
436
Last 12 months
97.9%
Timely response
Below median
40
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Out of 3,843 financial companies in the CFPB database, Security Finance Corp places #230 by volume. For answering complaints on time it stands at the 47th percentile in the 100+ complaint peer group.

Credit reporting or …
most-complained product
TX
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
66/100
Security Finance Corp · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 97.9%
Share of complaints answered within the CFPB response window
Dispute Rate B- 8.6%
Share of responses the consumer disputed (lower is better)
Relief Rate C+ 5.9%
Share of complaints closed with monetary or non-monetary relief

Security Finance Corp vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.9% Around the middle higher than 47% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 190 in 2024 to 431 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 380
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 288
Debt collection - I do not know 263
Consumer Loan - Installment loan 117
Payday loan, title loan, or personal loan - Installment loan 88
Debt collection - Payday loan debt 79
Debt collection - Other (i.e. phone, health club, etc.) 78
Vehicle loan or lease - Loan 70
Debt collection - Other debt 62
Debt collection - Payday loan 59

Top Issues

1.Incorrect information on your report 347
2.Improper use of your report 233
3.Attempts to collect debt not owed 152
4.Communication tactics 133
5.Took or threatened to take negative or legal action 90
6.Problems when you are unable to pay 89
7.Problem with a company's investigation into an existing problem 81
8.Struggling to pay your loan 76
9.Problem with a credit reporting company's investigation into an existing problem 70
10.Improper contact or sharing of info 56

Complaints by Year

Year Complaints
2012 2
2013 32
2014 88
2015 113
2016 86
2017 95
2018 94
2019 67
2020 83
2021 118
2022 108
2023 165
2024 190
2025 431
2026year in progress 110

Complaints by State (Top 15)

Texas 440
Georgia 241
South Carolina 206
Tennessee 115
Louisiana 114
Alabama 106
Oklahoma 78
Missouri 56
Wisconsin 54
Florida 50
North Carolina 47
Illinois 46
Idaho 26
Nevada 23
Ohio 22

Company Responses

Closed with explanation 1,672
Closed with non-monetary relief 83
Closed with monetary relief 22
Closed 5

What the CFPB Complaint Record Shows for Security Finance Corp

The CFPB Consumer Complaint Database shows a nationwide complaint footprint for Security Finance Corp, with consumers across the country filing against it. No product draws more complaints than "Credit reporting or other personal consumer reports," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Timely response is the share of CFPB-forwarded complaints that receive a company reply within the 15-day window the Bureau expects. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Security Finance Corp: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Security Finance Corp have?

Security Finance Corp has 1,782 total consumer complaints filed with the CFPB, with 436 filed in the last 12 months.

Does Security Finance Corp respond to complaints on time?

Security Finance Corp has a 97.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Security Finance Corp?

Among all products tied to Security Finance Corp, "Credit reporting or other personal consumer reports" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Security Finance Corp?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Security Finance Corp - see all issues and counts above.

How do I file a complaint against Security Finance Corp?

You can file a complaint against Security Finance Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Security Finance Corp?

Security Finance Corp has drawn CFPB complaints from 40 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Security Finance Corp's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.