The CMI Group, Inc.

CFPB Consumer Complaint Profile

3,090
Total Complaints
0
Last 12 Months
100%
Timely Response
52
States Affected
The CMI Group, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 1,029
Debt collection — I do not know 702
Debt collection — Other (i.e. phone, health club, etc.) 462
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 354
Debt collection — Telecommunications debt 207
Credit reporting or other personal consumer reports — Credit reporting 156
Debt collection — Medical debt 80
Debt collection — Credit card debt 44
Debt collection — Medical 25
Debt or credit management — Debt settlement 7

Top Issues

1.Attempts to collect debt not owed 1,157
2.Written notification about debt 504
3.Cont'd attempts collect debt not owed 397
4.Incorrect information on your report 309
5.False statements or representation 137
6.Communication tactics 127
7.Disclosure verification of debt 120
8.Improper use of your report 102
9.Took or threatened to take negative or legal action 87
10.Problem with a credit reporting company's investigation into an existing problem 62

Complaints by Year

Year Complaints
2013 44
2014 173
2015 151
2016 160
2017 202
2018 179
2019 199
2020 296
2021 404
2022 371
2023 409
2024 502

Complaints by State (Top 15)

Texas 516
Florida 363
California 303
Georgia 244
Illinois 169
Ohio 126
Michigan 114
North Carolina 105
New York 93
Tennessee 83
Louisiana 71
South Carolina 69
Alabama 67
Arizona 66
Nevada 64

Company Responses

Closed with non-monetary relief 2,103
Closed with explanation 985
Closed with monetary relief 1
Untimely response 1

What the CFPB Complaint Record Shows for The CMI Group, Inc.

The CFPB Consumer Complaint Database has logged 3,090 complaints against The CMI Group, Inc. overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 52 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The CMI Group, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 8.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 68.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does The CMI Group, Inc. have?

The CMI Group, Inc. has 3,090 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does The CMI Group, Inc. respond to complaints on time?

The CMI Group, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for The CMI Group, Inc.?

The most complained-about product for The CMI Group, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with The CMI Group, Inc.?

The most common issue reported by consumers about The CMI Group, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against The CMI Group, Inc.?

You can file a complaint against The CMI Group, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about The CMI Group, Inc.?

Consumers in 52 states and territories have filed complaints about The CMI Group, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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