CFPB Consumer Complaint Profile

Halsted Financial Services, LLC.

What 1,819 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

1,819
Total complaints
721
Last 12 months
96.8%
Timely response
53
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Halsted Financial Services, LLC. has accumulated 1,819 complaints, placing it #223 by volume. Its on-time response rate is 96.8%, ahead of the 93% median among companies with 100+ complaints.

#223
of 3,848 companies by volume
96.8%
answered on time
Debt collection
most-complained product
53
states with complaints
Halsted Financial Services, LLC. timely response rate 96.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 627
Debt collection - Credit card debt 559
Debt collection - Other debt 145
Credit reporting or other personal consumer reports - Credit reporting 112
Debt collection - Payday loan debt 89
Debt collection - Medical debt 61
Debt collection - Credit card 41
Debt collection - Payday loan 28
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 26
Debt collection - Other (i.e. phone, health club, etc.) 25

Top Issues

1.Attempts to collect debt not owed 460
2.Electronic communications 301
3.Communication tactics 255
4.Written notification about debt 160
5.False statements or representation 158
6.Took or threatened to take negative or legal action 96
7.Incorrect information on your report 80
8.Cont'd attempts collect debt not owed 78
9.Threatened to contact someone or share information improperly 63
10.Improper use of your report 38

Complaints by Year

Year Complaints
2014 75
2015 79
2016 53
2017 65
2018 44
2019 52
2020 28
2021 70
2022 84
2023 95
2024 297
2025 654
2026 223

Complaints by State (Top 15)

Texas 234
California 183
Florida 169
Georgia 134
Pennsylvania 72
Ohio 72
New York 72
Illinois 69
North Carolina 60
Michigan 51
New Jersey 50
Virginia 49
Tennessee 47
South Carolina 38
Alabama 38

Company Responses

Closed with explanation 1,817
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Halsted Financial Services, LLC.

1,819 complaints against Halsted Financial Services, LLC. appear in the CFPB record, including 721 from the trailing year. The 53 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Halsted Financial Services, LLC. answers 96.8% of forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response was formally disputed in 8.4% of resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 0.1% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Halsted Financial Services, LLC. have?

1,819 complaints have been filed against Halsted Financial Services, LLC. with the CFPB overall - 721 of them in the past year.

Does Halsted Financial Services, LLC. respond to complaints on time?

Halsted Financial Services, LLC.'s CFPB timely-response rate is 96.8%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Halsted Financial Services, LLC.?

The most complained-about product for Halsted Financial Services, LLC. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Halsted Financial Services, LLC.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Halsted Financial Services, LLC. - see all issues and counts above.

How do I file a complaint against Halsted Financial Services, LLC.?

You can file a complaint against Halsted Financial Services, LLC. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Halsted Financial Services, LLC.?

The CFPB has recorded complaints against Halsted Financial Services, LLC. from 53 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Read our methodology - how this data is sourced, computed, and verified.