CFPB Consumer Complaint Profile

Halsted Financial Services, LLC.

What 1,819 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

1,819
Total complaints
Among the highest
721
Last 12 months
96.8%
Timely response
Below median
53
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Halsted Financial Services, LLC. has accumulated 1,819 complaints, placing it #223 by volume. Its on-time response rate is 96.8%, the 38th percentile among companies with 100+ complaints.

#223
of 3,843 companies by volume
96.8%
on time (38th pctile)
Debt collection
most-complained product
53
states with complaints
C-
PlainCredit Trust Score
53/100
Halsted Financial Services, LLC. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 96.8%
Share of complaints answered within the CFPB response window
Dispute Rate B- 8.4%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.1%
Share of complaints closed with monetary or non-monetary relief

Halsted Financial Services, LLC. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

96.8% Around the middle higher than 38% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 297 in 2024 to 654 in 2025 (2024 → 2025).

See the full year-over-year release diff

Halsted Financial Services, LLC. timely response rate 96.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 627
Debt collection - Credit card debt 559
Debt collection - Other debt 145
Credit reporting or other personal consumer reports - Credit reporting 112
Debt collection - Payday loan debt 89
Debt collection - Medical debt 61
Debt collection - Credit card 41
Debt collection - Payday loan 28
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 26
Debt collection - Other (i.e. phone, health club, etc.) 25

Top Issues

1.Attempts to collect debt not owed 460
2.Electronic communications 301
3.Communication tactics 255
4.Written notification about debt 160
5.False statements or representation 158
6.Took or threatened to take negative or legal action 96
7.Incorrect information on your report 80
8.Cont'd attempts collect debt not owed 78
9.Threatened to contact someone or share information improperly 63
10.Improper use of your report 38

Complaints by Year

Year Complaints
2014 75
2015 79
2016 53
2017 65
2018 44
2019 52
2020 28
2021 70
2022 84
2023 95
2024 297
2025 654
2026year in progress 223

Complaints by State (Top 15)

Texas 234
California 183
Florida 169
Georgia 134
Pennsylvania 72
Ohio 72
New York 72
Illinois 69
North Carolina 60
Michigan 51
New Jersey 50
Virginia 49
Tennessee 47
South Carolina 38
Alabama 38

Company Responses

Closed with explanation 1,817
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Halsted Financial Services, LLC.

1,819 complaints against Halsted Financial Services, LLC. appear in the CFPB record, including 721 from the trailing year. The 53 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Halsted Financial Services, LLC. posts a 96.8% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response carried a 8.4% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0.1%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Halsted Financial Services, LLC. have?

1,819 complaints have been filed against Halsted Financial Services, LLC. with the CFPB overall - 721 of them in the past year.

Does Halsted Financial Services, LLC. respond to complaints on time?

Halsted Financial Services, LLC.'s CFPB timely-response rate is 96.8%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Halsted Financial Services, LLC.?

The most complained-about product for Halsted Financial Services, LLC. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Halsted Financial Services, LLC.?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Halsted Financial Services, LLC. - see all issues and counts above.

How do I file a complaint against Halsted Financial Services, LLC.?

You can file a complaint against Halsted Financial Services, LLC. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Halsted Financial Services, LLC.?

The CFPB has recorded complaints against Halsted Financial Services, LLC. from 53 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Halsted Financial Services, LLC.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026