CFPB Consumer Complaint Profile

Jacob Law Group, PLLC

Consumers have filed 99 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

99
Total complaints
Mid-range
12
Last 12 months
92.9%
Timely response
Bottom quartile
11
States affected

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The verdict

Jacob Law Group, PLLC ranks #1336 of 3,843 financial companies by CFPB complaint volume, with 99 complaints on record. It posts a 92.9% on-time response rate, the 23rd percentile among companies with 100+ complaints.

#1336
of 3,843 companies by volume
92.9%
on time (23rd pctile)
Debt collection
most-complained product
11
states with complaints
D
PlainCredit Trust Score
40/100
Jacob Law Group, PLLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 92.9%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 12.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Jacob Law Group, PLLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

92.9% Among the lowest higher than 23% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Jacob Law Group, PLLC timely response rate 92.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card debt 39
Debt collection - I do not know 23
Debt collection - Other debt 9
Debt collection - Other (i.e. phone, health club, etc.) 7
Debt collection - Credit card 6
Debt collection - Medical 4
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Auto debt 2
Debt or credit management - Debt settlement 1
Credit card or prepaid card - General-purpose credit card or charge card 1

Top Issues

1.Communication tactics 18
2.Attempts to collect debt not owed 18
3.Took or threatened to take negative or legal action 17
4.Written notification about debt 12
5.False statements or representation 12
6.Cont'd attempts collect debt not owed 6
7.Taking/threatening an illegal action 4
8.Disclosure verification of debt 2
9.Threatened to contact someone or share information improperly 2
10.Problem with customer service 1

Complaints by Year

Year Complaints
2013 1
2014 6
2015 8
2016 6
2017 10
2018 9
2019 7
2020 6
2021 3
2022 11
2023 6
2024 9
2025 15
2026year in progress 2

Complaints by State (Top 15)

Mississippi 53
Tennessee 22
Alabama 11
Arkansas 4
Wisconsin 2
California 1
Maryland 1
Georgia 1
Oklahoma 1
Ohio 1
Florida 1

Company Responses

Closed with explanation 98
Closed 1

What the CFPB Complaint Record Shows for Jacob Law Group, PLLC

The CFPB Consumer Complaint Database has logged 99 complaints against Jacob Law Group, PLLC overall, with 12 of those filed in the trailing 12 months. Reports have come from consumers in 11 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Communication tactics" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Jacob Law Group, PLLC posts a 92.9% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 12% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Jacob Law Group, PLLC have?

The CFPB has logged 99 complaints against Jacob Law Group, PLLC to date, of which 12 came in over the last 12 months.

Does Jacob Law Group, PLLC respond to complaints on time?

Jacob Law Group, PLLC's CFPB timely-response rate is 92.9%.

What product generates the most complaints for Jacob Law Group, PLLC?

"Debt collection" draws more CFPB complaints against Jacob Law Group, PLLC than any other product - see the full breakdown above.

What is the most common complaint issue with Jacob Law Group, PLLC?

"Communication tactics" is the single most frequently cited issue in complaints against Jacob Law Group, PLLC - see all issues and counts above.

How do I file a complaint against Jacob Law Group, PLLC?

You can file a complaint against Jacob Law Group, PLLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Jacob Law Group, PLLC?

The CFPB has recorded complaints against Jacob Law Group, PLLC from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Jacob Law Group, PLLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Jacob Law Group, PLLC have?

The CFPB has logged 99 complaints against Jacob Law Group, PLLC to date, of which 12 came in over the last 12 months.

Does Jacob Law Group, PLLC respond to complaints on time?

Jacob Law Group, PLLC's CFPB timely-response rate is 92.9%.

What product generates the most complaints for Jacob Law Group, PLLC?

"Debt collection" draws more CFPB complaints against Jacob Law Group, PLLC than any other product - see the full breakdown above.

What is the most common complaint issue with Jacob Law Group, PLLC?

"Communication tactics" is the single most frequently cited issue in complaints against Jacob Law Group, PLLC - see all issues and counts above.

How do I file a complaint against Jacob Law Group, PLLC?

You can file a complaint against Jacob Law Group, PLLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Jacob Law Group, PLLC?

The CFPB has recorded complaints against Jacob Law Group, PLLC from 11 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Jacob Law Group, PLLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.